Write a review

Zopa: Car finance reviews

Name: Car finance
Rating: 4.9 (789 reviews)

View other Zopa products

4.86

Based on 789 reviews, last reviewed 12th Jun 2025

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024

Read all reviews Write a review

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Car finance now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Car finance reviews (789)

Best Interest Rate

With Zopa you know that its easy, straightforward forward and best rate guarantee. Reviewed on: 22nd February 2023

Very good service

Very easy to deal with and very efficient Reviewed on: 22nd February 2023

Easy to use and access

Applied and got approved for a personal loan for a new car in a matter of hours. The interface is easy to use and navigate. Very easy to keep track of any loan details. Reviewed on: 22nd February 2023

Easiest loan and great app

Zopa guaranteed my rate, was really easy to arrange and I can manage the loan easily through their east to use app. Reviewed on: 22nd February 2023

Fantastic Zopa is so easy to use and low interest on the loan

Low interest, Can pay off early at no extra cost. Can make additional payments whenever I can afford to. Reviewed on: 22nd February 2023

Super quick and easy to use

I needed to take out a loan for a car on short notice. Zopa were super quick and easy to use. The money was there exactly when I needed it and sooner than I expected it to be. Reviewed on: 22nd February 2023

Car finance

Super quick easy and tailored to me and my circumstances personally Reviewed on: 22nd February 2023

Excellent company to deal with !

Great experience with Zopa loans. Fast and efficient service. The app a great to keep track of my loan. Would definitely recommend Zopa and will use again. Reviewed on: 22nd February 2023

Top rate.

Easy to deal with loan at a great interest rate. Best on offer. Reviewed on: 22nd February 2023

Great rates and service

I found dealing with Zopa very easy. Everything was set up and sorted within minutes! They offered a very competitive rate and super service Reviewed on: 22nd February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Car Finance
from Creditplus 4.91 from 34 reviews
Alphera Hire Purchase
from Alphera Financial Services 1.66 from 55 reviews
Car Finance
from Arnold Clark 2.97 from 11 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Personal loan
from Zopa 4.94 from 65248 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub