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Zopa: Car Finance reviews

4.83
Based on 726 reviews, last reviewed 28th Feb 2025
2400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
3 star
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0%
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0%
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1%

Latest highest rating:

5

Every time I've had to ring for advice. Every time I've had to ring for advice. I've got through to an experience customer advisor. Always my question/ query about payments have always been ... Read more Reviewed on: 28th February 2025
david F's avatar
david F

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car Finance reviews (726)

Reliable and easy to work with

5
The experience with Zopa has been nothing but a pleasure. The comms and the ease of administration make Zopa stand out from the competition. Reviewed on: 22nd February 2023

A excellent loan company

5
A very very excellent loan company that provides clear concise information about your loan and what it involves. Everything is laid out in black and white and they ensure that you fully understand what is required of you before and after taking out a loan. Once you have the loan they keep you up to date of everything that is going on, interest rates, changes to date payments, your balance, and what is left to pay. As I say an excellent loan company. Reviewed on: 22nd February 2023

Zopa - Good Service Good rates

5
I have used Zopa for anumber of year now, for a range of loans. Currently almost paid off my Car loan. Zopa were quick to approve and the money was avaliable as needed. staff have always been helpful & the range of products is good. I plan to open savings accounts when the loan is repaid as the savings rates are very competitive. Reviewed on: 22nd February 2023

Quick and easy and low interest rates

5
Best low interest rates, and able to get the quote done in under an hour was amazing Reviewed on: 22nd February 2023

My review

5
Totally satisfied with this company, total understandings with repayments very good schedules dates. Very well informed of other products excellent company Reviewed on: 22nd February 2023

Trust/Respect

5
With not having a great financial record Zopa offered me a chance to get a car loan with a better apr than my bank. Several years later , car paid off i went back to get another car loan . Easy /trustworthy/ respectful Reviewed on: 22nd February 2023

great product

5
I liked that the decision was made quickly Reviewed on: 22nd February 2023

I already recommended to many of my friends

5
It was very quick and easy to get the finance. Very helpful staff and no nonsense questions. Reviewed on: 22nd February 2023

Excellent service

5
Excellent service and fantastic customer experience Reviewed on: 22nd February 2023

Perfect experience

5
It’s been a perfect experience and the customer service was fantastic. Reviewed on: 22nd February 2023

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