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Zopa: Car finance reviews

View other Zopa products
4.63
Based on 791 reviews, last reviewed 1st Jun 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026
Willow Green's avatar
Willow Green
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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (791)

Top rate.

5
Easy to deal with loan at a great interest rate. Best on offer. Reviewed on: 22nd February 2023
William Peter Tennant's avatar
William Peter Tennant

Great rates and service

5
I found dealing with Zopa very easy. Everything was set up and sorted within minutes! They offered a very competitive rate and super service Reviewed on: 22nd February 2023
M. Fleming's avatar
M. Fleming

Easy loan

5
Good communication, easy to read updates Reviewed on: 22nd February 2023
Amanda Brisbane's avatar
Amanda Brisbane

Car loan

5
Great service, easy transactions everything managed from the app. Reviewed on: 22nd February 2023
Ciro De Col's avatar
Ciro De Col

Superb Company

5
I've been with Zopa for a number of years and had two car finances with them. I've had loans with other companies and something has gone wrong with every one of them, but not Zopa; with Zopa, I know I can trust in the products and have confidence that a quote will always be the best deal. Reviewed on: 22nd February 2023
Gareth Naylor's avatar
Gareth Naylor

The best so far!

5
Really easy and fast to use, I had a really good experience so far Reviewed on: 22nd February 2023
Jams Media's avatar
Jams Media

Quick an easy

5
I applied for a loan at the age of 70 expecting some issues. But no problems at all. Would definitely recommend. Reviewed on: 22nd February 2023
Philip Watts's avatar
Philip Watts

Excellent

5
Cant fault anything , brilliant service Reviewed on: 22nd February 2023
Andy Thomp's avatar
Andy Thomp

Soooo Simple!

5
No fuss. No lengthly application process. No waiting for days to find out. My new car was on my drive 4 days after applying for a loan ! Soooo Simple! Reviewed on: 22nd February 2023
Lynn Micallef's avatar
Lynn Micallef

Excellent

5
Quick effective service… good online presence Reviewed on: 22nd February 2023
Mal McAleavy's avatar
Mal McAleavy

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