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Zopa: Car finance reviews

Name: Car finance
Rating: 4.9 (789 reviews)

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4.86

Based on 789 reviews, last reviewed 12th Jun 2025

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (789)

No fuss, easy to navigate

Excellent company, quick decision and easy to navigate app Reviewed on: 22nd February 2023

Professional and friendly

They've helped me numerous times and they never let me down Reviewed on: 22nd February 2023

Brilliant bank,

There was no messing about, i was expected to get the loan, my credit wasn't great. And money was in the bank with in hours. I would recommend zopa to my family and friends. Reviewed on: 22nd February 2023

Easy Set up

Easy to apply for the loan. Using the App I can keep a update of my payments . Reviewed on: 22nd February 2023

Great company

Always really helpful and finds the best finance to suit me, regular updates, friendly website, treats you like a person not a commodity. Would recommend them always Reviewed on: 22nd February 2023

Zopa

Excellent and easy application process with monthly updates as to amount and time left of the loan. Low interest rate was a bonus. Happy to use them again. Reviewed on: 22nd February 2023

Car finance made easy

I was going through a relationship break up and needed a car urgently, however my credit was atrocious. Zopa streamlined the process and made it so simple, I had a car within days of applying for my loan with no stress and excellent customer service. I truly felt supported through the process. Reviewed on: 22nd February 2023

Simply best

Great customer service plus great products. Reviewed on: 22nd February 2023

Outstanding Service

Zopa Bank is an outstanding company when compared with other lending institutions. It took me less than one day to obtain the loan. Their customer service is super excellent when I was called to verify certain information. Their interest is very reasonable and flexible. All these attributes have made me to introduce Zopa to some of my friends and they all have the same cordial service and experience and have in turn introduced their friends. I implore Zopa to maintain these standards and to also always work towards improved developments. Reviewed on: 22nd February 2023

Best car loan provider ever

Zopa did checks on the car and dealer. When I sold my old cars, it was simple to make extra payments to reduce my monthly payments. Ps the rates are great Reviewed on: 22nd February 2023

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