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Zopa: Car Finance reviews

4.85
Based on 787 reviews, last reviewed 28th Apr 2025
722% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Superb customer service great company Superb customer service great company Reviewed on: 28th April 2025
Charles A's avatar
Charles A

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car Finance reviews (787)

Review of the Zopa, Car Finance:

Superb customer service great company

5
Superb customer service great company Reviewed on: 28th April 2025

Excellent to deal with staff are friendly and very h...

5
Excellent to deal with staff are friendly and very helpful Reviewed on: 28th April 2025

Reliable customer service experience

5
This was my first car finance ever and I have had no regrets whatsoever. My experience with the customer service representative made me believe they are reliable and trustworthy as they were true to their words. Very good interest rate, one of the best I have been offered by a credit/finance company. It was overall a great experience Reviewed on: 27th April 2025

The process was smooth and I was able to buy the car...

5
The process was smooth and I was able to buy the car I needed Reviewed on: 27th April 2025

great company easy to use app great rates well worth...

5
great company easy to use app great rates well worth putting at the top of your list when getting finance Reviewed on: 26th April 2025

Car Loan

5
As someone with poor credit history they were able to help me buy a car by thoroughly checking my income outgoings and recent payments history both with them and other providers using my bank account which is never overdrawn taking all these factors rather than just a credit score Reviewed on: 26th April 2025

I’ve recently had finance through Zopa , quick easy...

5
I’ve recently had finance through Zopa , quick easy set up process highly recommended Reviewed on: 25th April 2025

Easy from start to finish, very helpful and knowledg...

5
Easy from start to finish, very helpful and knowledgeable. Reviewed on: 25th April 2025

The car finance was at a great apr and affordable re...

5
The car finance was at a great apr and affordable repayments Reviewed on: 25th April 2025

Very good experience good service

5
Perfect experience very good service Reviewed on: 25th April 2025

Was looking for a car found it very easy to sort fin...

5
Was looking for a car found it very easy to sort finance so could pick a car from anywhere Reviewed on: 25th April 2025

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