Smart Money People Logo

Zopa: Credit Card reviews

4.93
Based on 36,872 reviews, last reviewed 31st Mar 2025
424100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa are focused on their customers financial requir... Zopa are focused on their customers financial requirements and offer a service that meets their needs. Reviewed on: 31st March 2025
Darren h's avatar
Darren h

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025
Mark B's avatar
Mark B

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36872)

Review of the Zopa, Credit Card:

Understanding

5
Always take the money on the day they say if you miss a payment they collect it on the due day very good that they have a leeway always feel they have my best interests in mind Reviewed on: 9th April 2024

Zopa are focused on their customers financial requir...

5
Zopa are focused on their customers financial requirements and offer a service that meets their needs. Reviewed on: 31st March 2025

excellent

5
Very good fast and efficient excellent the mobile app is very easy friendly too use Reviewed on: 31st March 2025

Never experience anything bad.

5
Never experience anything bad. Good choice Reviewed on: 31st March 2025

Excellent service all round couldn’t fault the company

5
Excellent service all round couldn’t fault the company Reviewed on: 31st March 2025

Amazing service would highly recommend

5
Amazing service would highly recommend Reviewed on: 31st March 2025

Application process is straightforward and easy

4
Application process is straightforward and easy Reviewed on: 31st March 2025

God card to have.

4
It's been good. There is not a lot more I can say. Other than it's good. Reviewed on: 31st March 2025

Thank you Zopa

5
I have had a Zopa credit card for a few years and have always found it easy to manage. I got the card to help build my credit score and since having it I have noticed a massive improvement. I was given a manageable credit limit which was increased after a while. Reviewed on: 31st March 2025

Very helpful staff great and easy to understand

5
Very helpful staff and great people to understand Reviewed on: 31st March 2025

Zopa have been superb

5
Zopa have been superb, great service from application to managing my credit card & loan. Reviewed on: 31st March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products