Smart Money People Logo

Zopa: Credit Card reviews

4.93
Based on 35,283 reviews, last reviewed 23rd Jan 2025
90533% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I wanted to improve my credit rating, and Zopa has g... I wanted to improve my credit rating, and Zopa has given me the opportunity to do that. Reviewed on: 23rd January 2025
Hugh Finlay's avatar
Hugh Finlay

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025
Mark B's avatar
Mark B

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (35283)

Review of the Zopa, Credit Card:

Easy and straightforward to apply for a card, quick...

5
Easy and straightforward to apply for a card, quick response. Good company Reviewed on: 10th January 2024

To good to be Ture

5
Amazing great people very helpful Reviewed on: 17th January 2025

Zopa brilliant

5
Zopa has an easy to use app where you can do anything ie pay bill keep an eye on your spending you can even link your bank account Reviewed on: 17th January 2025

The application process is smooth and decision is gi...

5
The application process is smooth and decision is given fairly quickly. The limit I believe was very fair as well. Very good app and reasonable interest rate. Overall, very happy with Zopa. I now have a bank account with them as well. Reviewed on: 17th January 2025

You are more than just a credit score with Zopa

5
I am more than happy with Zopa who entrusted me with credit and treated me as a person and not purely on my credit score. Made me ecstatic, finally I was in a position to be able to get my poor credit history back on track to recovery Not only that, they continually provide useful tips on how to improve your credit score by regularly reviewing your account and providing relevant information to you .via their user friendly app Reviewed on: 17th January 2025

It been very easy talk to zopa for anything credit r...

5
It been very easy talk to zopa for anything credit related matters.and instantly approved or rejected. Reviewed on: 17th January 2025

Good so far

4
It's been good so far, I have no complaints at this time. Reviewed on: 17th January 2025

Great experience, I would highly recommend this to a...

5
Great experience, I would highly recommend this to anyone who is interested in this and would like to know more about the process of getting started with this product. Reviewed on: 17th January 2025

Love it!

5
This credit card is very efficient and reliable, it's easy to use and paying it off is made easy and very affordable for me. The contact less feature is also quick and easy. Reviewed on: 17th January 2025

Been with Zopa for a few months , no problem using t...

5
Been with Zopa for a few months , no problem using the app Reviewed on: 17th January 2025

Responsible lenders, great communication and fair ra...

5
Responsible lenders, great communication and fair rates. Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products