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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great and easy to use!

I really like the ease of use on the app, the available help and the push notifications Reviewed on: 28th March 2022

Reliable trustworthy

Very helpful Great for people with bad credit Highly recommended Help me up my credit score Reviewed on: 28th March 2022

Very good really and when you get intouch they sort it InTouch

Avery good experience easy to sort any questions out good app on my phone credit good and keep you up to date on what's happening in their company Reviewed on: 28th March 2022

Spot on

Can not fault it up to date information clear and percise no exactly what you owe and when your payment will be taken Reviewed on: 28th March 2022

Very good and helpful!

Zopa is efficient and trustworthy in providing a sustainable credit card service. Reviewed on: 28th March 2022

Amazing

Ive never had a bad experience, fast service and friendly staff. Reviewed on: 28th March 2022

Easy to use and great service

The app is so easy to use with great features. Would highly recommend Reviewed on: 28th March 2022

Card usage and customer service

Easy to use. Gives quick reply and solutions. Reviewed on: 28th March 2022

Absolutely brilliant

Easy to use with the app to understand what you need to pay and when great experience Reviewed on: 28th March 2022

Fantastic

Fantastic no issues and quick and easy to use Reviewed on: 28th March 2022

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