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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Brilliant company for credit cards

This company is quick and easy to set up . Ideal for first time customers of credit cards Reviewed on: 26th January 2022

Very Good Company

Zopa are the best credit card company i have dealt with! Reviewed on: 26th January 2022

Very very good

Very nice and very very good I’m very happy and very helpful Reviewed on: 26th January 2022

Excellent.

Everything about having a zopa card is great. They dont throw credit at you just because you have paid your balance off. They study you & your history before offering any increase. Its very comforting to know that your bank is looking after you & your interest rather than thinking of how much interest they can make from you! Reviewed on: 26th January 2022

Credit card

Very easy to apply and very friendly Reviewed on: 26th January 2022

Easily managed quick application

Straight forward and easy app, quick response and manageable Reviewed on: 26th January 2022

Best credit card on the market

Zopa is a great credit card, and the app is so easy, at a glance you can see all your spending Reviewed on: 26th January 2022

Amazing

I love zopa and I’ve used different companies credit cards before and zopa is the best out of all the cards I’ve used in the past Reviewed on: 26th January 2022

Easy and manageable

Easy credit card first one to approve me built up score really recommend Reviewed on: 26th January 2022

Easy and reliable

An incredibly easy to use application with clear communication and instructions. I wish all apps were like this. Reviewed on: 26th January 2022

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