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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great to use

This is great credit card. The app for this card is easy and straight forward to use. The app allows you to keep trackof your account and the security is good. I would recommend this to family and friends Reviewed on: 26th January 2022

amazing

so easy to use and great customer service Reviewed on: 26th January 2022

Amazing little card

I got your card when i was absolutely desperate and you have help me through tough times. Ive struggling with money . Reviewed on: 26th January 2022

Very happy and understanding

Great customer service thanks happy to help and solve any issues Reviewed on: 26th January 2022

Simple and quick

The Zopa card and app is the easiest card I have ever used to keep abreast of my spending. Reviewed on: 26th January 2022

Easy to use

Love this credit card as it got an app so I can keep an eye on what I spend, they also make sure it is you using when buying online Reviewed on: 26th January 2022

easy to stay in control

i love my zopa credit card it is so easy to manage, i had an instant decision, it is easy to use the zopa app, im happy. Reviewed on: 26th January 2022

Zopa is the best credit card

I like zopa. Zopa is the best card for poor people. Who has got a bed credit? Reviewed on: 26th January 2022

Easy to set up

Good app, great notifications with reminders and countdown to payment date, really easy to use Reviewed on: 26th January 2022

Excellent customer service

great to bank with. very informative. also when i make a payment it shows immediately...how cool is that Reviewed on: 26th January 2022

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