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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great credit card

Very good credit card with great rates and a brilliant app that is easy to use and keeps you informed on your purchases. Reviewed on: 26th January 2022

Simply Amazing

This company is beyond amazing, with them I am able to build my credit score and when I have a problem they are always around for when I have a problem I wish I could give my 5 stars the best company around Reviewed on: 26th January 2022

Very good

Excellent excellent excellent excellent excellent Reviewed on: 26th January 2022

Zopa provides excellent choice and service.

Easy to use app and excellent quality of service Reviewed on: 26th January 2022

Happy customer

Cant fault them easy to deal with, zero hassle i would highly recommend this firm Reviewed on: 26th January 2022

Best

Credit card very good…………,,, Reviewed on: 26th January 2022

Easy and straight forward.

It was really easy to apply for a Zopa card, and they have excellent customer service! Reviewed on: 26th January 2022

Best credit card ever

My experience has be good and I enjoy everything. Reviewed on: 26th January 2022

Fantastic experience and excellent customer experience.

I have had a wonderful experience so far with Zopa. The credit and app is intuitive and excellent to use. I look forward to being a satisfied customer for many years to come. Reviewed on: 26th January 2022

Great card

Easy and clear to understand credit limits and great to ge able to use the app on my phone Reviewed on: 26th January 2022

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