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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Fantastic team

Have had nothing but praise for Zopa All the staff are so helpful Easy payments Excellent customer services Thank you Zopa Reviewed on: 28th March 2022

Top class

Since using Zopa my credit has become alot easier to understand, if i need help there's always someone available to help me, the interest is fairly low when you compare it to others, yes i am very happy with zopa and yes i would highly recommend (infact i do and have recommended them to my family and friends) Reviewed on: 28th March 2022

Very easy to use

Very easy to use and affordability Reviewed on: 28th March 2022

Literally came here to win the money

I am skint so could do with it if you're reading this x Reviewed on: 28th March 2022

Great and easy to use!

I really like the ease of use on the app, the available help and the push notifications Reviewed on: 28th March 2022

Reliable trustworthy

Very helpful Great for people with bad credit Highly recommended Help me up my credit score Reviewed on: 28th March 2022

Very good really and when you get intouch they sort it InTouch

Avery good experience easy to sort any questions out good app on my phone credit good and keep you up to date on what's happening in their company Reviewed on: 28th March 2022

Spot on

Can not fault it up to date information clear and percise no exactly what you owe and when your payment will be taken Reviewed on: 28th March 2022

Very good and helpful!

Zopa is efficient and trustworthy in providing a sustainable credit card service. Reviewed on: 28th March 2022

Amazing

Ive never had a bad experience, fast service and friendly staff. Reviewed on: 28th March 2022

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