Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa's GREAT!

I love my Zopa credit card. It gives you real time information, what you've spent and how much you've got left to spend. When you make a payment that shows up immediately as a receipt in your e-mails. I've also been able to set an amount aside as a buffer so I never go over my credit limit. Zopa is all-in-all a very helpful, well organised company. Reviewed on: 28th March 2022

Eranda

Very good lending company… very helpful … easy to use ❤️❤️❤️ Reviewed on: 28th March 2022

does what it says on the tin

great simple to use. good fr credit building Reviewed on: 28th March 2022

It has been really helpful

It help at point of time when you needed Reviewed on: 28th March 2022

Good service

Easy to use and clear app, regular account updates and notifications. Great service. Reviewed on: 28th March 2022

Easy peasy

quick easy process and straight forward set up and use of app Reviewed on: 28th March 2022

Fantastic team

Have had nothing but praise for Zopa All the staff are so helpful Easy payments Excellent customer services Thank you Zopa Reviewed on: 28th March 2022

Top class

Since using Zopa my credit has become alot easier to understand, if i need help there's always someone available to help me, the interest is fairly low when you compare it to others, yes i am very happy with zopa and yes i would highly recommend (infact i do and have recommended them to my family and friends) Reviewed on: 28th March 2022

Very easy to use

Very easy to use and affordability Reviewed on: 28th March 2022

Literally came here to win the money

I am skint so could do with it if you're reading this x Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase credit cards
from MBNA 2.87 from 196 reviews
Nectar Credit Card
from American Express 3.32 from 14 reviews
Credit card
from Luma 4.00 from 2 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub