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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

brilliant

Great card, helping me out no end. Reviewed on: 26th January 2022

Highly recommended

So far so good, nothing to complain about Reviewed on: 26th January 2022

Easy and simple to apply and use

It was so easy to set up the app and the whole process from start to finish was clear and simple. Reviewed on: 26th January 2022

Nice credit card

Um dos melhores que ja tive recomendo!! Reviewed on: 26th January 2022

Number 1 for Zopa

Absolutely outstanding Reviewed on: 26th January 2022

Amazing experience so far

Great service back then and no issues with payments or timely communication." We are not self employed we run a limited company.Good price and great customer service Reviewed on: 26th January 2022

Outstanding

Very easy professional and a pleasure to be a part of the Zopa experience Reviewed on: 26th January 2022

Brill

So easy and quick to apply and us Reviewed on: 26th January 2022

Easy to use

easy to use, low interest rates. good for withdrawing cash Reviewed on: 26th January 2022

Brilliant

Helpful no problems straight forward Reviewed on: 26th January 2022

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