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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great company

Easy an straightforward no complications Reviewed on: 28th March 2022

Life saver

The card came extremely quickly and the credit limit increased after a short period time which was perfect because I booked a holiday for my birthday and I was sipping on pina coladas the next day!! Reviewed on: 28th March 2022

Great service, easy to use

Professional, easy to use app, friendly service. Reviewed on: 28th March 2022

Zopa are by far the best credit card provider!

Zopa has super cheap fees as well as supporting their customer on any problems or issues they have. You start with a very generous balance and the app is very easy to use and effective in many ways, if you want a credit card, your first choice should be Zopa! Reviewed on: 28th March 2022

The best credit card banking app

Zopa gives you the desire satisfaction. An edge towards greatness and peace of mind with financial stability. All choose Zopa. Reviewed on: 28th March 2022

Great card

Customer service is brilliant if I’ve ever any problems they sort it quickly, the app is fantastic straight forward and easy to use even for people like me who aren’t great with technology! Reviewed on: 28th March 2022

Fabulous

This card is straight forward easy to use and very transparent with customer service agents always at hand when you need them. Reviewed on: 28th March 2022

Easy and very reliable

Always on hand for any issues or problems. Very easy to use app and regular statements Reviewed on: 28th March 2022

Nice product

Great service and product. Does what it says Reviewed on: 28th March 2022

Best credit card company

Iam really over the moon with this company really good and great service Reviewed on: 28th March 2022

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