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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic

Sensible lending with easy access to services! This card is helping me create a better financial future! Reviewed on: 28th March 2022

Best card Ive had

Love being with Zopa easy to use and never had a problem will be using for many years to come Reviewed on: 28th March 2022

Friendly relaxed and easy to function

Very simple to use fast transactions and great communication with friendly and helpful staff. This company has given me yhe chance to use a credit card when I was turned down by most. I couldn't he without my zopa card. Reviewed on: 28th March 2022

Efficient and brilliant service

dependable and straightforward service Reviewed on: 28th March 2022

Cannot pay with smartphones

Maybe is necessary for improvement application Reviewed on: 28th March 2022

Easy and secure

Zopa is a great credit agency. They are very easy to contact if you have any queries/issues. After every payment there is excellent security so you are aware of each payment you make and you also get notifications. I am very happy with the service. Reviewed on: 28th March 2022

One of the best

One of thebest services I have used. Very friendly service Reviewed on: 28th March 2022

Good

Great credit card wonderful good great customer service Reviewed on: 28th March 2022

Best experience

Good customer service overall happy with the customer service very helpful Reviewed on: 28th March 2022

Good card

Very helpful with credit report and information Reviewed on: 28th March 2022

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