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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Straight forward easy credit card

Customer service good- Delivery of card and good security Reviewed on: 26th January 2022

Simple yet effective

So far I’ve had a wonderful experience with Zopa and look forward to my future with them Reviewed on: 26th January 2022

Excellent company

Best card on the market hands down Reviewed on: 26th January 2022

Bit more than a credit card

There app is great a lot better than other credit cards apps out there Reviewed on: 26th January 2022

Great

Fantastic I would recommend this to anybody the company is great and very nice helpful people. Reviewed on: 26th January 2022

Credit card

Very good credit company and very good communication Reviewed on: 26th January 2022

Easy to use and manage

Delighted with zopa, easily managed and straightforward to make re payments on line through the app. Really v happy. Reviewed on: 26th January 2022

Good

Very good and very easy to use,really very nice ? Reviewed on: 26th January 2022

Amazing service

Helped to built my credit score so helpful and nothing too much trouble Reviewed on: 26th January 2022

Top star credit card provider

Easy to apply, fast card delivery It was hard to me to find a credit card provider with my current credit score, then I found Zopa :) they were able to offer me a credit card with credit limit I’m happy with Thanks Reviewed on: 26th January 2022

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