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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Great and Easy service

Zopa is a great service, the app is so easy and accessible to use. It’s so easy to move around the app, make payments and changing any details. Customer services have always been very friendly and supportive, unlike a lot of other banks. They are really reliable, always send over receipts and invoices straight away, and always keep you in the loop with what’s going on. Reviewed on: 26th January 2022

Amazing!

Very easy to keep track of your spending and the app overall is brilliant and easy to use! Reviewed on: 26th January 2022

Great credit card with good customer service

I the card really easy to use and payment is also made easy Reviewed on: 26th January 2022

Fantastic

Fantastic and app is brilliant too small limit that doesn't increase but really good for purchases Reviewed on: 26th January 2022

Perfect for daily use

Excellent real-time update. Easy to apply. Helped a lot for back up when needed Reviewed on: 26th January 2022

Easy to use

Very easy to use no hassle great one to use Reviewed on: 26th January 2022

Hassle-free credit card

Zopa have been first-class throughout all my dealings and transactions with them. Reviewed on: 26th January 2022

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great service

I set up a Zopa credit card to help build my credit. Easy to apply for, simple app to use and has boosted my credit! Can't recommend enough! Reviewed on: 26th January 2022

Amazing

Absolutely love my Zopa card helped me buy my first home building my credit up Reviewed on: 26th January 2022

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