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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

User friendly App and Card

I love ZOPA the App is user friendly and the card to easy to install on Google Pay and sends an SMS to let you know how much spent on each transaction so can budget effectively Reviewed on: 28th March 2022

A sweet help in time on need

Zopa is very affordable and friendly app, easy to use and understand. All steps taken from purchase to repayment are all walk in the park. Highly recommended Reviewed on: 28th March 2022

No hassle credit

Thus is an awesome card for people getting back onto of their finances. Easy to use, no fuss ! No hidden extras. Go zoopla Reviewed on: 28th March 2022

Ergonomically absolutely excellent!

An absolute ergonomic experience with an array of benefits compared to other competitors! Reviewed on: 28th March 2022

Fantastic

Sensible lending with easy access to services! This card is helping me create a better financial future! Reviewed on: 28th March 2022

Best card Ive had

Love being with Zopa easy to use and never had a problem will be using for many years to come Reviewed on: 28th March 2022

Friendly relaxed and easy to function

Very simple to use fast transactions and great communication with friendly and helpful staff. This company has given me yhe chance to use a credit card when I was turned down by most. I couldn't he without my zopa card. Reviewed on: 28th March 2022

Efficient and brilliant service

dependable and straightforward service Reviewed on: 28th March 2022

Cannot pay with smartphones

Maybe is necessary for improvement application Reviewed on: 28th March 2022

Easy and secure

Zopa is a great credit agency. They are very easy to contact if you have any queries/issues. After every payment there is excellent security so you are aware of each payment you make and you also get notifications. I am very happy with the service. Reviewed on: 28th March 2022

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