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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

It's great credit card app

Gives you full description of how to increase your credit score. Reviewed on: 28th March 2022

Great customer experience

From the beginning of having my credit card the experience with zopa and it's employees has been fantastic Reviewed on: 28th March 2022

A great company

It's a really good company and they help me through difficult times thank you Reviewed on: 28th March 2022

A good website and company

Good services and professional Reviewed on: 28th March 2022

Excellent!!!!

Easy to use. Amazing App So many benefits and customer perks. Best card I've had by far. Thanks so much X Reviewed on: 28th March 2022

Good App and customer service, no issues

I like that the app is instantly showing what I am buying and paying back. easy to use. No issues so far. I have already recommended some of my friends. Reviewed on: 28th March 2022

User friendly App and Card

I love ZOPA the App is user friendly and the card to easy to install on Google Pay and sends an SMS to let you know how much spent on each transaction so can budget effectively Reviewed on: 28th March 2022

A sweet help in time on need

Zopa is very affordable and friendly app, easy to use and understand. All steps taken from purchase to repayment are all walk in the park. Highly recommended Reviewed on: 28th March 2022

No hassle credit

Thus is an awesome card for people getting back onto of their finances. Easy to use, no fuss ! No hidden extras. Go zoopla Reviewed on: 28th March 2022

Ergonomically absolutely excellent!

An absolute ergonomic experience with an array of benefits compared to other competitors! Reviewed on: 28th March 2022

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