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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Staff filled with knowledge and a smile

5
Whenever speaking to the staff they are always knowledgeable and serve you with a enthusiastic friendly attitude Reviewed on: 26th January 2022

Very helpful and manageable

5
They helped me and gave me a chance to prove I can handle credit also they check for updates to help you progress Reviewed on: 26th January 2022

Excellent

5
Everytime I've called and needed help with payment's or anything like that they've always been more than happy to help Reviewed on: 26th January 2022

Brilliant

5
Great service would highly recommended Reviewed on: 26th January 2022

Riazullah

5
Good service payments going on for Reviewed on: 26th January 2022

Excellent service

5
The procedure I went through to get a credit card was simple and quick The service from ZOPA has been exceptional. Reviewed on: 26th January 2022

Zopa Dupa

5
Really good card, has an excellent app that's easy to use. Information on payments is always bang up to date. You can definitely see everything in real time. Well done Zopa. Reviewed on: 26th January 2022

The friendly credit card

5
Really happy I signed up to Zopa, the app is easy to use and the values of the company seem to be in line with mine. Reviewed on: 26th January 2022

Found Zopa very easy to use and very friendly customer service

5
Always been able to use the phone app to keep an eye on spending and payments Reviewed on: 26th January 2022

Fantastic service 10/10 HIGHLY RECOMMEND

5
Good service highly recommended for anyone 10/10 Reviewed on: 26th January 2022

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