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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great provider

Great service, easy to use and the app is particularly good Reviewed on: 26th January 2022

Good services

Thanks for support thanks zopa King regars Reviewed on: 26th January 2022

Super

Easy enough to get accepted and approved Reviewed on: 26th January 2022

Zooa credit brilliant

Zopa is brilliant, let's you know what you are spending and how to save Reviewed on: 26th January 2022

Hii

Chef im work end restaurant en sunningdale Reviewed on: 26th January 2022

Zopa n*1

So far so great with Zopa. I really and strongly recommend. Reviewed on: 26th January 2022

Great credit card easy to access statements and pay online

Great little card for building credit, use it for shopping and small bits for work. Great Reviewed on: 26th January 2022

Easy to use and great service!

Always let’s you know your balance and before your due date to pay! Amazing card! Reviewed on: 26th January 2022

Easy helpful good

Easy to use very clear on everything Reviewed on: 26th January 2022

Brilliant and has helped me so much

Many times my card have come unto use in awkward situations when your bank card don't work it's always there for the just ifs Reviewed on: 26th January 2022

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