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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Not so bad.

Just like some other credit cards. They could do well on improving the the app and features plus maybe lower the APR. Reviewed on: 26th January 2022

Fab bank , highly recommend.

Fab bank , highly recommend. So easy to access account balances and payment history. A pleasure to use. Reviewed on: 26th January 2022

Easy application and very easy and understandable app.

Very straightforward and great customer service. Reviewed on: 26th January 2022

Credit card

Best card I have ever used customer service very helpful app is easy to use and you are notified by email or sms when payment is due can't fault it brilliant friendly credit card. Reviewed on: 26th January 2022

New

Very happy with service and app Reviewed on: 26th January 2022

Perfect one

Easy to access with courteous staff Reviewed on: 26th January 2022

Easy to use , great service , simple

A ver quick and easy experience with help and guidance from the experts , I would recommend to anybody! Reviewed on: 26th January 2022

quick and easy to apply

Zopa was quick and easy to apply and the card arrived quick too Reviewed on: 26th January 2022

Champion

I've found Zopa is very flexible and helpful with making repayments Reviewed on: 26th January 2022

Brilliant credit card

Found it easy to use , payments prossessed quick and love my Zopa card Reviewed on: 26th January 2022

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