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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Highly recommended

Great app and simple to use Would recommend to anyone struggling to get credit & to help rebuild your credit 5***** Reviewed on: 28th March 2022

Easy to apply

I find this card very good It has a very good app as well Reviewed on: 28th March 2022

Absolutely fantastic service, would recommend to anyone and everyone.

Absolutely fantastic service, would recommend to anyone and everyone. Peace of mind and complete satisfaction. I use Zopa on a regular basis and I get offered very good rates Reviewed on: 28th March 2022

Brilliant

I really like my zopa credit card, the app is easy to use.. Reviewed on: 28th March 2022

Amazing card

Application is easy. Staff are very helpful. I would recommend Zopa to everyone. Reviewed on: 28th March 2022

Very nice

I like how they manage your balance and everything Reviewed on: 28th March 2022

Great!

Zopa is a company easy to apply with. They try to help if your a day or 2 late and thier app is easy to use Reviewed on: 28th March 2022

Great Banking!

Zopa is really user friendly and I get instant notifications when I spend! Tells me how much I have available so I know how much to spend on the go. Thoroughly recommend Reviewed on: 28th March 2022

They understand customer service

They gave me credit card with flexible plan to pay whatever I spend . Reviewed on: 28th March 2022

No Nonsense Finance to Deal with !

Always been so easy to deal with. No jumping through hoops and running around in circles. Straight Forward Financing made Easy! Reviewed on: 28th March 2022

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