Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (35283 reviews)

View other Zopa products

4.93

Based on 35,283 reviews, last reviewed 2nd Feb 2025

90567% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great service Great service, quick to sort out any issues, putting customer first Reviewed on: 2nd February 2025

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (35283)

Review of the Zopa, Credit Card:

Applying is simple

Straight forward application simple to follow and an answer in minutes , everything you need is on the app on once accepted Reviewed on: 15th January 2023

It great.

It great. I am enjoying flexible payments. Reviewed on: 17th January 2025

To good to be Ture

Amazing great people very helpful Reviewed on: 17th January 2025

Zopa brilliant

Zopa has an easy to use app where you can do anything ie pay bill keep an eye on your spending you can even link your bank account Reviewed on: 17th January 2025

The application process is smooth and decision is gi...

The application process is smooth and decision is given fairly quickly. The limit I believe was very fair as well. Very good app and reasonable interest rate. Overall, very happy with Zopa. I now have a bank account with them as well. Reviewed on: 17th January 2025

You are more than just a credit score with Zopa

I am more than happy with Zopa who entrusted me with credit and treated me as a person and not purely on my credit score. Made me ecstatic, finally I was in a position to be able to get my poor credit history back on track to recovery Not only that, they continually provide useful tips on how to improve your credit score by regularly reviewing your account and providing relevant information to you .via their user friendly app Reviewed on: 17th January 2025

It been very easy talk to zopa for anything credit r...

It been very easy talk to zopa for anything credit related matters.and instantly approved or rejected. Reviewed on: 17th January 2025

Good so far

It's been good so far, I have no complaints at this time. Reviewed on: 17th January 2025

Great experience, I would highly recommend this to a...

Great experience, I would highly recommend this to anyone who is interested in this and would like to know more about the process of getting started with this product. Reviewed on: 17th January 2025

Love it!

This credit card is very efficient and reliable, it's easy to use and paying it off is made easy and very affordable for me. The contact less feature is also quick and easy. Reviewed on: 17th January 2025

Been with Zopa for a few months , no problem using t...

Been with Zopa for a few months , no problem using the app Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Overpay
from Incredible 0.00 from 0 reviews
Credit Card
from Tymit 4.49 from 155 reviews
Fluid Credit Card
from NewDay 4.12 from 103 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub