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Zopa: Credit Card reviews

4.93
Based on 36,704 reviews, last reviewed 18th Mar 2025
407700% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hello there are very good zopa and help full thank... Hello there are very good zopa and help full thank you Reviewed on: 18th March 2025
Caroline F's avatar
Caroline F

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025
Mark B's avatar
Mark B

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36704)

Review of the Zopa, Credit Card:

Interest increases

3
I have had 5 interest rate increases in the past 12 months, 2 increases were 1 month apart. I have never been offered a credit limit increase and have had the card for 2 years +, leading me to take a new card from another provider who instantly gave me a credit limit 6 times larger than zopa, and also gave me a far lower interest rate. Reviewed on: 21st February 2023

Brilliant service and easy app to use!

5
Brilliant service and easy app to use! Reviewed on: 2nd March 2025

Zopa provides excellent deals of money and black tra...

5
Zopa provides excellent deals of money and black transfers which helped me to save money which I was paying as an interest on my other cards. Definitely recommend for zopa Reviewed on: 2nd March 2025

Impressive

5
Best credit cars I have used. Never any issues Reviewed on: 2nd March 2025

You have been very helpful and understanding

5
You have been very helpful and understanding Reviewed on: 2nd March 2025

Easy to get card give lots of uodate about payment...

4
Easy to get card give lots of uodate about payment Reviewed on: 2nd March 2025

I don't feel ripped off like I do with other...

5
I don't feel ripped off like I do with other cards Reviewed on: 2nd March 2025

They were very understanding and flexible when my ba...

5
They were very understanding and flexible when my bank made a mistake over my pensions and I had to make a later payment Reviewed on: 2nd March 2025

Zopa provide very flexible service which works goo...

5
Zopa provide very flexible service which works good with me Reviewed on: 2nd March 2025

Brilliant start to finish easy to use app can pay ea...

5
Brilliant start to finish easy to use app can pay easily Reviewed on: 2nd March 2025

Great card been with them for a few years

5
Great card been with them for a few years Reviewed on: 2nd March 2025

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