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Zopa: Credit Card reviews

4.93
Based on 36,704 reviews, last reviewed 18th Mar 2025
407700% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hello there are very good zopa and help full thank... Hello there are very good zopa and help full thank you Reviewed on: 18th March 2025
Caroline F's avatar
Caroline F

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025
Mark B's avatar
Mark B

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36704)

Review of the Zopa, Credit Card:

Interest increases

3
I have had 5 interest rate increases in the past 12 months, 2 increases were 1 month apart. I have never been offered a credit limit increase and have had the card for 2 years +, leading me to take a new card from another provider who instantly gave me a credit limit 6 times larger than zopa, and also gave me a far lower interest rate. Reviewed on: 21st February 2023

Great credit builder boosted my credit score

5
Great credit builder boosted my credit score Reviewed on: 1st March 2025

Quality lender.

5
From the get go, Zopa has been straightforward, clear and helpful and so I am truly happy with the overall experience to date. Reviewed on: 1st March 2025

just interess is hght rest if them is ok.

5
just interess is hght rest if them is ok. Reviewed on: 1st March 2025

Accepted and managing my credit card very well, over...

5
Accepted and managing my credit card very well, overall a brilliant credit card provider to have. Reviewed on: 1st March 2025

Great company, great products!

5
Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Nice and easy terms and conditions, was easy to set...

5
Nice and easy terms and conditions, was easy to set up account from the start and very fair Apr etc Reviewed on: 1st March 2025

Fantastic company really helpful all your needs cate...

5
Fantastic company really helpful all your needs catered for and totally professional to deal with Reviewed on: 1st March 2025

Zopa is good credit card and execelent

5
Zopa is good credit card and execelent Reviewed on: 1st March 2025

Excellent customer services App very easy to use

5
Excellent customer services App very easy to use Reviewed on: 1st March 2025

Excellent communication from a company

5
Excellent communication via e mail and notifications Reviewed on: 1st March 2025

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