Smart Money People Logo

Zopa: Credit Card reviews

4.93
Based on 35,289 reviews, last reviewed 11th Feb 2025
90733% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience is very Good. My experience is very Good. I am very happy to use zopa. Reviewed on: 11th February 2025
K A Uddin's avatar
K A Uddin

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025
Mark B's avatar
Mark B

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (35289)

Review of the Zopa, Credit Card:

Would highly recommend

5
Good rates, easy to use app, very helpful Reviewed on: 10th January 2024

Excellent service

5
Excellent service. Lots of feature on the application from where you can manage and see important information at the finger tips. Reviewed on: 17th January 2025

The perfect card

5
I have a low credit score and this card has helped me build a better credit. I have saved with them for over a year to. Reviewed on: 17th January 2025

Great credit card, widely accepted

5
Great credit card, widely accepted, no overseas charges, one of my favourites Reviewed on: 17th January 2025

Credit made easy

5
Easy experienced all round with my credit card servicing Reviewed on: 17th January 2025

Very good and very helpful I am very impressed

5
Very good and very helpful I am very impressed Reviewed on: 17th January 2025

Brilliant easy to use app.

5
Brilliant easy to use app, Zopa explains all terms and conditions clearly. Good response to queries and questions when any issues. I have no problems with recommending Zopa to anyone. I find the credit tracker useful also. Reviewed on: 17th January 2025

good customer service, no hidden payment

5
good customer service, no hidden payment Reviewed on: 17th January 2025

Been with Zopa for a couple of years now and no prob...

5
Been with Zopa for a couple of years now and no problems at all Reviewed on: 17th January 2025

Glad I trusted Zopa

5
From the moment I contacted Zopa they’ve been working with me. Knowledgable and helpful. The app is so very easy to use is very informative and clear, and any questions you may have are answered swiftly. The app is easy to navigate and is clear to read so you can keep on top of payments and manage your account well. I am really glad I put my trust in Zopa and shall do so as I continue on my credit journey. Thank you for helping me along the road to great credit Reviewed on: 17th January 2025

Easy to use and good starting limit

5
Easy to use and good starting limit Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products