Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (39574 reviews)

View other Zopa products

4.93

Based on 39,574 reviews, last reviewed 24th Apr 2025

50% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Super experience value for money Reviewed on: 24th April 2025

Latest lowest rating:

1

Do not use.. Bounced up my interest rate a lot for no good reason Reviewed on: 23rd April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (39574)

Review of the Zopa, Credit Card:

Perfect Credit Card

After having financial problems a few years ago Zopa Credit Card is helping . rebuild my credit history. The service I have 're received from Zopa has been second to none and the app is useful and easy to use. Reviewed on: 15th February 2021

Easy to use app

Easy to use app and good rate of interest Reviewed on: 24th April 2025

Brilliant card mony there when you need it .

Brilliant card mony there when you need it .but the draw back is had this card for 4 or 5 years now and only had one very small increase and never been late or missed a payment so not that happy Reviewed on: 24th April 2025

Excellent service online and telephone

Excellent service online and telephone Reviewed on: 24th April 2025

mintysav65

Helping to build my credit score Reviewed on: 24th April 2025

ZOPA has been excellent experience for me as a credi...

ZOPA has been excellent experience for me as a credit card no expensive interest rates etc if I’ve had to contact them which is rare staff was professional and understanding thank you zopa Reviewed on: 24th April 2025

Great service good customer care

Great service good customer care Reviewed on: 24th April 2025

Had to do a charge back for a faulty item and they s...

Had to do a charge back for a faulty item and they sorted it out really fast Reviewed on: 24th April 2025

Easy application process but lower credit limit.

Easy application process but lower credit limit. Reviewed on: 24th April 2025

Zopa is very good

Zopa is very good for people Zipa help me out 100% Reviewed on: 24th April 2025

Very helpful and good customer service at all times

Very helpful and good customer service at all times Reviewed on: 24th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Santander 3.91 from 19 reviews
Credit Card
from thinkmoney 1.25 from 2 reviews
Balance Transfer Credit Card
from Halifax 4.54 from 56 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub