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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Quick to take action

Fast to help and increase your limit. Reviewed on: 26th January 2022

Great service

Did the whole application and process and got an instant decision, kept well informed by Zopa and let me know where the card was and happy when it arrived Reviewed on: 26th January 2022

Amazing, and user friendly

Great app, easy to use, prompted for payment reminders Reviewed on: 26th January 2022

Brilliant company

They have always been helpful and easy to get into contact with Reviewed on: 26th January 2022

Straight forward

Easy to use and straight forward management of finances. Reviewed on: 26th January 2022

Does what it says on the the tin

Very easy and straight forward to use and apply. Reviewed on: 26th January 2022

Very good

Keep you updated, app is great. Don't randomly increase credit. Reviewed on: 26th January 2022

Very good credit card with low cost.

At this moment the best credit card Reviewed on: 26th January 2022

Wow!!!

Zopa are easy to deal with.Since having my credit card,I've never had any problems They keep you up to dare at all times. Reviewed on: 26th January 2022

Fantastic

Great help, everything is so clear on the app easy to use Reviewed on: 26th January 2022

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