Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

View other Zopa products

4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40272)

Service

Quick and simple service . Easy to get and prompt delivery Reviewed on: 15th February 2021

Very friendly account

So far so good never any issues or problems Reviewed on: 15th February 2021

Fantastic

Everything about this company is great. The application process through to using my account was smooth and uncomplicated! I love the app as it let's me control all aspects of my account and let's me keep track of my spending! Reviewed on: 15th February 2021

The only card you need

Easy, simple and fast decision, well recommended Reviewed on: 15th February 2021

Zopa is super

Zopa is super It meets all my needs thank you stay safe Reviewed on: 15th February 2021

Client friendly Credit Card Provider

Zopa have a comprehensive and straightforward application process giving great confidence and security in applying. Reviewed on: 15th February 2021

Great , helpful

So easy to pay in money and take money out and the app is so easy to use. Reviewed on: 15th February 2021

Excellent

I am trying to rebuild my credit score and find Zopa to be an excellent asset in achieving this . I found applying for the credit card ,acceptance and receipt of my credit card to be an excellent experience. Reviewed on: 15th February 2021

Excellent!

Excellent company! They are reliable and helpful. Reviewed on: 15th February 2021

Best credit card

Easy to use app Never had a single issue with them Fast and efficient service Would highly recommend this credit card Reviewed on: 15th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum credit cards
from Barclaycard 3.83 from 314 reviews
Credit Card
from Tymit 4.70 from 155 reviews
Credit card
from Nationwide 4.13 from 198 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.95 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub