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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Super easy to use

Really easy, can see spends in live time and track what is going where. App is easy to navigate and saves tedious phone or internet log ins Reviewed on: 26th January 2022

Just simply straight forward

Transparent easy to understand and encountered no problems at all Reviewed on: 26th January 2022

Very good card to use

Downloaded app very swiftly and kept up to date with transactions very easy to keep up to date with would highly recommend Reviewed on: 26th January 2022

Brilliant

Easy to use App.Great updates when card used. Reviewed on: 26th January 2022

All is well.

Peace of mind, Easy to use, all its services are stress free . Reviewed on: 26th January 2022

Zopa credit card

Loved getting my zopa credit card, easy to use and the app is simple to understand 5***** Reviewed on: 26th January 2022

Credit card

Amazing service. Always keep me updated with any changes Reviewed on: 26th January 2022

Very good company !!

A very good company and very good staff. They will help you with any problems you may have and answer phonecalls very swiftly ! Reviewed on: 26th January 2022

No nonsense credit card

The app is easy to navigate and all the latest information are there. Reviewed on: 26th January 2022

Amazing services

I like zopa card because i pay earlyer and my balance again update for using i like it Reviewed on: 26th January 2022

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