Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

View other Zopa products

4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40269)

Good service

Im get experience me friends,very Fast And easy help Reviewed on: 15th February 2021

It was easy step by to apply for the credit card no harralse they have accepted me twice

I have applied twice but change my mind first time applying I was abit scare to reapply seconds time on good news I try again thry accept me I m. Thankful Reviewed on: 15th February 2021

The best

I have three word “easy to use”. Reviewed on: 15th February 2021

A great app

Nice and easy to use and find how much you have left and spent Reviewed on: 15th February 2021

So straightforward!

The app is so convenient and the card arrived swiftly. Everything about this made it a pleasant experience! Reviewed on: 15th February 2021

super fast

Credit approval was very quick and the credit card came in 3 days. Reviewed on: 15th February 2021

Up-to-date

It's been the best credit card I've had so far. Reviewed on: 15th February 2021

Service

Quick and simple service . Easy to get and prompt delivery Reviewed on: 15th February 2021

Very friendly account

So far so good never any issues or problems Reviewed on: 15th February 2021

Fantastic

Everything about this company is great. The application process through to using my account was smooth and uncomplicated! I love the app as it let's me control all aspects of my account and let's me keep track of my spending! Reviewed on: 15th February 2021

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Alternative products

Credit Card
from M&S Bank - Marks and Spencer 2.73 from 186 reviews
Credit Card
from Jaja Finance 1.39 from 140 reviews
Nectar Credit Card
from Sainsburys Bank 2.77 from 96 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

Zopa: Credit card reviews

96% decrease in 5 star reviews

100% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

2

About this product

Review Zopa: Credit card now

Zopa Credit card reviews (40269)

Good service

It was easy step by to apply for the credit card no harralse they have accepted me twice

The best

A great app

So straightforward!

super fast

Up-to-date

Service

Very friendly account

Fantastic

Review Zopa: Credit card now

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024