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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Fastest payments on any card

My payments show instantly and Zopa send me texts with up to the minute balances so I can stay ahead Reviewed on: 15th February 2021

Great and helpful

Really helpful and brilliant to have Reviewed on: 15th February 2021

Card packed with best experience

Starting from application I had an seamless experience. I would say customer experience with this card was very good Reviewed on: 15th February 2021

Good service

Im get experience me friends,very Fast And easy help Reviewed on: 15th February 2021

It was easy step by to apply for the credit card no harralse they have accepted me twice

I have applied twice but change my mind first time applying I was abit scare to reapply seconds time on good news I try again thry accept me I m. Thankful Reviewed on: 15th February 2021

The best

I have three word “easy to use”. Reviewed on: 15th February 2021

A great app

Nice and easy to use and find how much you have left and spent Reviewed on: 15th February 2021

So straightforward!

The app is so convenient and the card arrived swiftly. Everything about this made it a pleasant experience! Reviewed on: 15th February 2021

super fast

Credit approval was very quick and the credit card came in 3 days. Reviewed on: 15th February 2021

Up-to-date

It's been the best credit card I've had so far. Reviewed on: 15th February 2021

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