Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
48% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

No hassles everyday credit card

5
Best credit card in my wallet!!!!!!! Reviewed on: 15th February 2021

brilliant

5
brilliant would highly recommend Reviewed on: 15th February 2021

Most truest

4
I find comfortable and reliable. Reviewed on: 15th February 2021

Good

4
Need update zopa mobile app as soon as possible Reviewed on: 15th February 2021

Life savers

5
Zopa have softened my belief that all banka were out for themselves. When no lwnder seemed to care, they were there, listening and understanding. If more providers took a stance like Zopa, there would bw more trust and more lending helping to boost our economy in uncertain times Reviewed on: 15th February 2021

Reliable, app easy to use for all ages

5
Great app experience, ease to get by, simplifies everything Reviewed on: 15th February 2021

Fantastic very helpful

5
Iv been with them for six MTHS had no problems Reviewed on: 15th February 2021

Fastest payments on any card

5
My payments show instantly and Zopa send me texts with up to the minute balances so I can stay ahead Reviewed on: 15th February 2021

Great and helpful

5
Really helpful and brilliant to have Reviewed on: 15th February 2021

Card packed with best experience

5
Starting from application I had an seamless experience. I would say customer experience with this card was very good Reviewed on: 15th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65247 reviews
    Zopa
    View all products