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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantasti

Fantastic bank service second to none app simple and easy to use overall the perfect option Reviewed on: 26th January 2022

Great and easy to use

The credit card app is easy to use and simple to navigate. Very informative to stop you forgetting late payments and has great information to keep you on top of your credit score. Reviewed on: 26th January 2022

Brilliant card and service

Simple to apply for, easy to track your spending. Always informed on what’s happening with your card, payments due etc. 100% recommended! Reviewed on: 26th January 2022

Friendly simple to use

Zopa had an easy to use app. They are a straight forward credit supplier that are there when I need them .they explain everything upfront and it is simple and easy to use. Reviewed on: 26th January 2022

Fantastic service

Customer service is instantaneous and I have had no issues Reviewed on: 26th January 2022

Amazing company

I've had no problem with your company. Very helpful Reviewed on: 26th January 2022

Best Credit Card

Best credit card going and so easy to use their app. Totally recommend. Reviewed on: 26th January 2022

Credit the Credit card

As a Zopa user I find it flexible and user friendly Reviewed on: 26th January 2022

Excellent value

Rebuilding my credit & the zopa credit card is helping me do that. Reviewed on: 26th January 2022

Can't rate Zopa highly enough!

Happy with their service and customer service! Reviewed on: 26th January 2022

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