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Zopa: Credit card reviews

4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Great!

5
Quick and easy to apply for. Afford replacements! Reviewed on: 15th February 2021

Amazing bank

5
Customers friendly and staff are highly professional Reviewed on: 15th February 2021

Very good

5
I am glad I have Zopa credit card fast service to get delivered no Hassle to get updates and Very good service fast payment. Reviewed on: 15th February 2021

No hassles everyday credit card

5
Best credit card in my wallet!!!!!!! Reviewed on: 15th February 2021

brilliant

5
brilliant would highly recommend Reviewed on: 15th February 2021

Most truest

4
I find comfortable and reliable. Reviewed on: 15th February 2021

Good

4
Need update zopa mobile app as soon as possible Reviewed on: 15th February 2021

Life savers

5
Zopa have softened my belief that all banka were out for themselves. When no lwnder seemed to care, they were there, listening and understanding. If more providers took a stance like Zopa, there would bw more trust and more lending helping to boost our economy in uncertain times Reviewed on: 15th February 2021

Reliable, app easy to use for all ages

5
Great app experience, ease to get by, simplifies everything Reviewed on: 15th February 2021

Fantastic very helpful

5
Iv been with them for six MTHS had no problems Reviewed on: 15th February 2021

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