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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (38488 reviews)

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4.93

Based on 38,488 reviews, last reviewed 19th Apr 2025

17% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

They are very approachable and excellent credit card They are very approachable and excellent credit card Reviewed on: 19th April 2025

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (38488)

Review of the Zopa, Credit Card:

Zopa as a company, and it's staff have always been...

Zopa as a company, and it's staff have always been approachable and forward thinking. Reviewed on: 10th January 2024

So Far So Good

Easy to apply for. Interest rate quite high,but not as high as some. credit score plumeted,due to circumstances out of my control,shadow limited choice. Use it responsibly and you could avoid too much interest & will help improve credit score Reviewed on: 18th April 2025

App very easy to use.

App very easy to use. Options available to manage credit score. Reviewed on: 18th April 2025

Problem with a scam

I had a scam with an item I bought on line they looked in to it I didn't receive the goods they sorted it Reviewed on: 18th April 2025

Fraudulent Activity

My account was used in the USA to pay fraudulently for things and I contacted ZOPA and they solved the problem and sent me a new card Reviewed on: 18th April 2025

Vince zopa Experience

Excellent customer service always there to help Reviewed on: 18th April 2025

Great easy to use easy to keep track of amazing...

Great easy to use easy to keep track of amazing Reviewed on: 18th April 2025

Everything has been straight forward with Zopa.

Everything has been straight forward with Zopa. Easy to use website and app. Reviewed on: 18th April 2025

It’s been an easy experience.

It’s been an easy experience. Customer service has always been on point Reviewed on: 18th April 2025

I had a great start and I love shopping zopa is a gr...

I had a great start and I love shopping zopa is a great company to be with the app is helpful very easy to use even offering a free bank account I'm also thinking to join and also they let you know when your payment is due so you can keep up to build your credit score Reviewed on: 18th April 2025

It's always been pleasant and worked well

It's always been pleasant and worked well Reviewed on: 18th April 2025

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