Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

View other Zopa products

4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Brilliant

Great service would highly recommended Reviewed on: 26th January 2022

Riazullah

Good service payments going on for Reviewed on: 26th January 2022

Excellent service

The procedure I went through to get a credit card was simple and quick The service from ZOPA has been exceptional. Reviewed on: 26th January 2022

Zopa Dupa

Really good card, has an excellent app that's easy to use. Information on payments is always bang up to date. You can definitely see everything in real time. Well done Zopa. Reviewed on: 26th January 2022

The friendly credit card

Really happy I signed up to Zopa, the app is easy to use and the values of the company seem to be in line with mine. Reviewed on: 26th January 2022

Found Zopa very easy to use and very friendly customer service

Always been able to use the phone app to keep an eye on spending and payments Reviewed on: 26th January 2022

Fantastic service 10/10 HIGHLY RECOMMEND

Good service highly recommended for anyone 10/10 Reviewed on: 26th January 2022

Great and Easy service

Zopa is a great service, the app is so easy and accessible to use. It’s so easy to move around the app, make payments and changing any details. Customer services have always been very friendly and supportive, unlike a lot of other banks. They are really reliable, always send over receipts and invoices straight away, and always keep you in the loop with what’s going on. Reviewed on: 26th January 2022

Amazing!

Very easy to keep track of your spending and the app overall is brilliant and easy to use! Reviewed on: 26th January 2022

Great credit card with good customer service

I the card really easy to use and payment is also made easy Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from Sainsburys Bank 2.84 from 97 reviews
Everyday credit cards
from Lloyds Bank 3.91 from 67 reviews
Platinum Purchase Card
from TSB 2.25 from 8 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5955 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub