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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
45% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Easy to use

5
Quick efficent not complicated no silly fees & it does wot it says Reviewed on: 18th March 2021

Credit Card made simple

5
Instant transactions both ways. Frustrating when a credit card can process purchases instantly but takes days to add a repayment to your balance. This one is different, repayments are’s credited instantly so you know exactly where you stand. With a simple easy to use app that actually does what you want. Reviewed on: 18th March 2021

Great service

5
Great service and great communication Reviewed on: 18th March 2021

Simple and helpful

5
The most amazing part of Zopa is the speed in which it works. The fact that as soon as a payment is made it’s seen on your account. Simple but really nice. Reviewed on: 18th March 2021

Is perfect.I recomand to all my friends and my family

5
My experience was amayzing.Is very eady to use it and is perfect for everibody how need some help Reviewed on: 18th March 2021

A great service

5
Surprised with the help and advice and great service provided. Very happy. Reviewed on: 18th March 2021

Sirpiel

5
Good company ,good customer service and rating is great Reviewed on: 18th March 2021

good as it gets

5
very fast Ron seal product you get what it says on tin app ok but needs log out feature Reviewed on: 18th March 2021

brilliant

5
allows you to control your spending and keeps you updated regularly on your spending habit Reviewed on: 18th March 2021

online banking 4 all

5
good service friendly service would recommend to friends and family Reviewed on: 18th March 2021

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