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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Mostly good service although issues with auto pay

Good service with the card itself however issues with autopay and customer services just say that details are correct and do nothing about it and charge £12 fee and a mark on credit score Reviewed on: 26th January 2022

most convenient credit card i ever had

zopa has been the most reliable and convenient credit card i have had to date , i love having my zopa credit card and shall cherish how zopa helps me. Reviewed on: 26th January 2022

Review

Alright bank very helpful. Easy to connect and no long waits to get through Reviewed on: 26th January 2022

Amazing

Whe you pay money in it go's strat on Reviewed on: 26th January 2022

Great credit card and people

Fantastic customer services and thanking them I was eligible Reviewed on: 26th January 2022

Reliable credit card

Good customer service care and excellent company Reviewed on: 26th January 2022

Great card

Easy to signup. An app based card with an easy to use app. Great for taking control of your spending. Would highly recommend to anyone. Reviewed on: 26th January 2022

Great credit card

I love my Zopa card - the online application process was very quick and simp!e. If definitely recommend them to family and friends. Reviewed on: 26th January 2022

Credit card

Payments appear straight away and advise is constantly given on how to improve my credit rating Reviewed on: 26th January 2022

Friendly and easy to use

Completely hassle free, arrived quickly, not hundreds of questions to answer, very friendly service. Reviewed on: 26th January 2022

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