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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Helpful

Give me a start banks would not Reviewed on: 26th January 2022

Top Notch Provider

Zopa deserve to win, i've never had any issues with them. Contact with customer services is always quick and efficient. The app is easy to use. Carn't recommended Zopa enough. Reviewed on: 26th January 2022

My best credit card

I like the app and their costumer services is one of the best Reviewed on: 26th January 2022

Quick and easy

Was really quick and easy to get my credit card in time for when I moved home! :) Reviewed on: 26th January 2022

Very helpful

Very helpful easy to use system really Happy with zopa Reviewed on: 26th January 2022

Fantastic card n app

This card has enabled me to continuously use money n b in full control with the use of the fantastic app Reviewed on: 26th January 2022

Outstanding

Best company I have delt with for years Reviewed on: 26th January 2022

Staff filled with knowledge and a smile

Whenever speaking to the staff they are always knowledgeable and serve you with a enthusiastic friendly attitude Reviewed on: 26th January 2022

Very helpful and manageable

They helped me and gave me a chance to prove I can handle credit also they check for updates to help you progress Reviewed on: 26th January 2022

Excellent

Everytime I've called and needed help with payment's or anything like that they've always been more than happy to help Reviewed on: 26th January 2022

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