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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Very satisfied

5
When I applied for a Zopa credit card, I received my response very promptly. My card also arrived promptly, after I had been accepted. The mobile app, makes managing my Zopa card, very easy, because I am aware of exactly what I am spending, where I am at, regarding my credit limit, and I can also make payments very easily, as and when I want/need to. Reviewed on: 26th January 2022
Rebecca Archer's avatar
Rebecca Archer

Excellent Company

5
They are really helpful and have a great and easy app to use, exactly what I needed. Reviewed on: 26th January 2022
jakeelwis@icloud.com's avatar
[email protected]

Credit card

5
No frills, great customer service staff, and I am certainly happy with the service. Reviewed on: 26th January 2022
Robert Marshall 's avatar
Robert Marshall

Easy to use. Helpful

5
I recommended family to get a loan woth zopa. Highly recommend them Reviewed on: 26th January 2022
Jennifer's avatar
Jennifer

Thankful to Zopa

4
Was so pleased to be accepted to get my Zopa Credit card. It came at a time when I really needed financial help and the app is easy to use and to set payments up. Reviewed on: 26th January 2022
Philippa Madden's avatar
Philippa Madden

Great

5
Easy to apply always there for you Reviewed on: 26th January 2022
Angela Weir's avatar
Angela Weir

User Friendly, Superb Service

5
I have nothing but positive words to say about Zopa. The banking app is very simple and clear to use and they are open and honest about charges. The credit card has sensible limits and does not cost a fortune to use. I would highly recommend Zopa. Reviewed on: 26th January 2022
Louise's avatar
Louise

Great

5
Easy to set up and use, no fussy banking Reviewed on: 26th January 2022
Lisa's avatar
Lisa

Easy to use, helpful and resourceful

5
Zopa is committed to providing ways to help improve your scores for a better future not like all other lenders who are out for profit. They always keep you up to date with other products and service they might help you as well as having the ability to safe with them and lock the pots, this is very useful for us tempted types of people. love the team at Zopa thanks guys Reviewed on: 26th January 2022
Lone Wolf's avatar
Lone Wolf

Great card

5
Easy to use app easy payment system Reviewed on: 26th January 2022
John Parkin's avatar
John Parkin

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