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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
14% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Awesome

5
Its so easy to apply set up and use awesome customer experience i have already told at least 10 friends about zopa and how great they are Reviewed on: 18th March 2021

Good service

5
I would recommend to all family and friends as easy to sign up and the app is easy to use and pay your bill and they are always letting you know what is going on. Reviewed on: 18th March 2021

Great bank always supportive

4
Great bank excellent customer service and happy to help Reviewed on: 18th March 2021

zopa

5
excellent cannot get better.First class Reviewed on: 18th March 2021

really user friendly

5
10 out of 10 defo reconment 100% to friends and family Reviewed on: 18th March 2021

Excellent all round service

5
The app is great and you always get notified on what to spend Reviewed on: 18th March 2021

Great app easy to use

5
I love this credit card, and it’s app. Being on top of my credit is key, and the feature that allows me to pay the balance early and updates straight away is perfect Reviewed on: 18th March 2021

Best credit card

5
I've had several credit cards of the years but none like Zopa. The app they provide is so easy to use and it gives you all the information you need aswell as providing others services to help you with finances. Zopa has answered any questions I have asked quickly and efficiently, I really can't fault them. I highly recommend getting a Zopa credit card to anyone you won't be disappointed. Reviewed on: 18th March 2021

Customer Service

5
Excellent customer service. Website easy to use and understand, would definitely recommend. Reviewed on: 18th March 2021

Brilliant

5
Found Customer service Brilliant and getting card and set up Very Very easy no issues Reviewed on: 18th March 2021

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