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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great credit card

Wonderful app so easy to use payments you make go on straight away no waiting Reviewed on: 26th January 2022

Good fir boosting credit

A good credit booster to help those who struggle to get it back Reviewed on: 26th January 2022

Instant, clear and easy

The Zopa credit card has great features, such as the ability to change your contactless payment limit, a credit safety net and a spend tracker so you know what your using your card for. With the ability to see insights of your credit score inside the app, it’s also really helpful. Reviewed on: 26th January 2022

Absolutely wonderful professional in every aspect

Everything that I’ve had to deal with ….they have been totally first class and well worth recommending Reviewed on: 26th January 2022

Great online service

Friendly and helpful. Good I line service Reviewed on: 26th January 2022

Great app great credit card

Faultless experience always use my card and pay it off so no problems. Good for building you'd creidt rating. Great conpany Reviewed on: 26th January 2022

Excellent service

I was able to take out a credit card with zopa and the service they provided is excellent and they check to she if you are on track with your spending Reviewed on: 26th January 2022

The overall service is good

Overall service is good but gave very low credit limit when other banks gave me more than 5 times the limit Reviewed on: 26th January 2022

Best credit card

It is a good easy to use credit card Reviewed on: 26th January 2022

Easy to use

Nothing really bad to say about them, easy to use app, always clear and concise when it comes to any changes, spot on. Reviewed on: 26th January 2022

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