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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Ease of use

Whole. Process was very easy to use and set up Reviewed on: 26th January 2022

Easy

Really good app to view and keep up to date Reviewed on: 26th January 2022

Awesome

It’s was very useful for beginners because everyone one ask for good credit score but here easy to get and use Reviewed on: 26th January 2022

Zopa-the listening bank

If you are looking for a bank that ACTUALLY listens to its customs, then Zopa is the bank for you. They are very easy to deal with, easy to contact and makes. They go out of the way to help, even if your credit rating is not great. I would'nt say this about banks since the debackle over the banking scandal but I m proud to be their customer. Reviewed on: 26th January 2022

No fuss card

I like this card as theres no fuss no pushing you to buy this and that the app is also very good keeps you in touch Reviewed on: 26th January 2022

Highly recommend

I would highly recommend, they have helped me so much through the tough times Reviewed on: 26th January 2022

Easy, straight forward and helpful

Great credit card, easy to apply, simple to operate, App is perfect for managing the account. Keep it at the front of my wallet! Reviewed on: 26th January 2022

Easy from start to simple app

So easy to sign up, app the easiest app I’ve used. Reviewed on: 26th January 2022

Ideal card

I have found the Zopa card better than most of the others for the following reasons. 1. The app is easy to use and understand and is quickly updated. 2. When any payment is made to the card it shows up on your balance immediately. No more waiting 2 or more days for the update. 3. Good interest rate for a card of this type. Reviewed on: 26th January 2022

Best service

I m happy to b you're customer. Reviewed on: 26th January 2022

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