Smart Money People Logo
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
12% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (40269)

Fantastic

5
Zopa fast and convenient card. Helping for emergency. Reviewed on: 18th March 2021
Jithu paul's avatar
Jithu paul

Great

5
Really helpful with any questions and easy to use app. Reviewed on: 18th March 2021
Tracey Lethbridge 's avatar
Tracey Lethbridge

Fast response

5
Easy to apply fast response. Easy to use. Reviewed on: 18th March 2021
Raimonds's avatar
Raimonds

Great card.

5
Great card. Help me up my credit score Reviewed on: 18th March 2021
daniellelamb18@yahoo.com's avatar
[email protected]

Easy, convenient, quick

4
Was easy application process. Easy to use with constancy updates as soon as it’s been used so can constantly monitor balance. Easy and simple to use the app and pay off balance etc. Over all just a simple uncomplicated card and app. Very pleased with it. Reviewed on: 18th March 2021
Robert's avatar
Robert

Very good application easy

5
I find Zopa a very reliable source for credit. From credit cards to personal loans.car finance. The applications are simple no complications. Quick results I am a very happy customer . Very professional approach and a great app where you are able to manage your accounts a very good bank you can trust. They do what they say.customer services are friendly helpful and make you feel at ease when obtaining credit. Reviewed on: 18th March 2021
Steve brooks's avatar
Steve brooks

Zopa credit card

5
I was in a rut and applied to Zopa how help we quick and easy to process 10/10 Reviewed on: 18th March 2021
Simon's avatar
Simon

Great

5
Great and easy to use online from mobile to pc. Reviewed on: 18th March 2021
Eddie Murphy's avatar
Eddie Murphy

Quick response for my queries always!

5
Quick response for my queries always! Reviewed on: 18th March 2021
Alex's avatar
Alex

Simple

5
Very easy to apply and use. The app is simple and clear. I love the fact you can lock money away for emergencies. Simple ideas that work well. Reviewed on: 18th March 2021
Bev's avatar
Bev

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1262 reviews
    Zopa

  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa

  • Personal loan

    from Zopa 4.94 from 65247 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill