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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Excellent service

I was able to take out a credit card with zopa and the service they provided is excellent and they check to she if you are on track with your spending Reviewed on: 26th January 2022

The overall service is good

Overall service is good but gave very low credit limit when other banks gave me more than 5 times the limit Reviewed on: 26th January 2022

Best credit card

It is a good easy to use credit card Reviewed on: 26th January 2022

Easy to use

Nothing really bad to say about them, easy to use app, always clear and concise when it comes to any changes, spot on. Reviewed on: 26th January 2022

Very satisfied

When I applied for a Zopa credit card, I received my response very promptly. My card also arrived promptly, after I had been accepted. The mobile app, makes managing my Zopa card, very easy, because I am aware of exactly what I am spending, where I am at, regarding my credit limit, and I can also make payments very easily, as and when I want/need to. Reviewed on: 26th January 2022

Excellent Company

They are really helpful and have a great and easy app to use, exactly what I needed. Reviewed on: 26th January 2022

Credit card

No frills, great customer service staff, and I am certainly happy with the service. Reviewed on: 26th January 2022

Easy to use. Helpful

I recommended family to get a loan woth zopa. Highly recommend them Reviewed on: 26th January 2022

Thankful to Zopa

Was so pleased to be accepted to get my Zopa Credit card. It came at a time when I really needed financial help and the app is easy to use and to set payments up. Reviewed on: 26th January 2022

Great

Easy to apply always there for you Reviewed on: 26th January 2022

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