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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,166 reviews, last reviewed 15th Apr 2026
376200% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

I’ve had one issue which was fixed within an hour am... I’ve had one issue which was fixed within an hour amazing service Reviewed on: 15th April 2026
scott henderson's avatar
scott henderson

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44166)

Easiest experience

5
Having only been with Zopa a short while my experience with them has exceeded by far my Bank with whom I have been with for years... Their App is also very user friendly and straightforward, would certainly recommend them. Reviewed on: 26th January 2022
Nikki's avatar
Nikki

Why not vita zopa

5
I'm very happy with zopa I would vota them ova and ova ....yes I don't think you will find a better card and wish you help zopa to win the vote .....they deserve it. So let's wish the luck Reviewed on: 26th January 2022
Thomas Olner's avatar
Thomas Olner

Easy to use

4
Pretty good I used for a while but found a card with lower interest Reviewed on: 26th January 2022
Emily Willsher's avatar
Emily Willsher

Everything is perfect

5
With zopa I’m never disappointed Reviewed on: 26th January 2022
Bilwanday bikie bikie 's avatar
Bilwanday bikie bikie

Positive

5
Very easy and convenient service with a helpful app. Reviewed on: 26th January 2022
Byron Jones's avatar
Byron Jones

Excellent quality

5
Keep producing such outstanding products Reviewed on: 26th January 2022
E Hector Jnr's avatar
E Hector Jnr

Ease of use

4
After using this company for a while now I find them very easy to deal with Reviewed on: 26th January 2022
Michael Robinson's avatar
Michael Robinson

Great service

5
Brilliant and easy to deal with would highly recommend. Reviewed on: 26th January 2022
Harry greenwood's avatar
Harry greenwood

Helpful and understanding

5
Since being a customer I have found the service really easy and simple to use. I also really appreciate that theu do not just up credit limit all the time. Reviewed on: 26th January 2022
Kelly Miller's avatar
Kelly Miller

Very friendly service

5
Fantastic card really helping me build my credit score Reviewed on: 26th January 2022
tommy Mcneil's avatar
tommy Mcneil

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