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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44190 reviews)

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4.94

Based on 44,190 reviews, last reviewed 15th Apr 2026

378600% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy and precisely Very understandable and they really know what they’re doing Reviewed on: 15th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44190)

Mr Habib Olalekan Kareem Maliki

They are good company and I have a good experience with them. Reviewed on: 26th January 2022

Giving me a chance

All round excellent card helping me to build up my credit rating Reviewed on: 26th January 2022

Amazing service

Zopa gave excellent service and continue to do so a real refreshing banking experience Reviewed on: 26th January 2022

Easy, simple and hassle free

When first opening account it was simple to use and a quick process. I’ve been using them for over 3 months now and I haven’t ran into any issues. I would deft recommend their service to anyone seeking a new/first time credit card. Reviewed on: 26th January 2022

Best card

Brilliant service , outstanding Reviewed on: 26th January 2022

Definitely recommended!

Great service, swift transactions and statements, real time balance updates, good scoring system. Reviewed on: 26th January 2022

Trust

It's the only card I trust and for me to say that is something Reviewed on: 26th January 2022

Find Them To Be Very Good Honest I Was Refunded Money Straight Away To My Card When They Had A Computer Hitch Acknowledged There Fault Refunded Me 50 Pounds Straight Away Excellent Customer Service

Excellent Honest Loyal Proffessional Reviewed on: 26th January 2022

Great banking

Great service and super easy navigation and easy to keep track of Reviewed on: 26th January 2022

Easy to apply

Easy to pay back simple and fun experience Reviewed on: 26th January 2022

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