Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Top Class

Incredible all round brilliant customer service and brilliant app. Reviewed on: 26th January 2022

So easy to deal with

I find Zopa so easy to deal with re payments are easy and the app also Reviewed on: 26th January 2022

Brilliant

Very efficient. No hidden fees. I would recommend Reviewed on: 26th January 2022

Hoorah for Zopa!

Zopa from my first point of contact at application and to the present have been, fair, transparent, professional and quick to offer help at any point I may have needed it. Zopa, unlike most banks do not pester you with gimmicks or sales pitches. No pretences always polite. The card is accepted in stores and online shopping. They responded very quickly when I applied and there were no long winded questions. I would heartily recommend Zopa to anyone thinking of getting a credit card.I cobfirm that I am just a customer and not an employee. Zopa? No lah de dah! Reviewed on: 26th January 2022

Excellent service

Easy to use excellent service Easy online app Reviewed on: 26th January 2022

Easy

Great app easy to use lots of features Reviewed on: 26th January 2022

One of the best cards on the market

I have no problems there sing this card, the app is one of the cleanest I've used and the option to choose your payment day would have been SO useful before Reviewed on: 26th January 2022

Amazing better than leading credit cards

No hidden fees pay every month amazing customer service Reviewed on: 26th January 2022

Best credit card

Zopa have been brilliant, they give plenty of notice every month with your balance so that your never behind. Would recommend them to anyone. Reviewed on: 26th January 2022

Best Credit card supplier

Easy to manage and very friendly xx Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from Sainsburys Bank 3.63 from 97 reviews
Black Diamond Visa
from Vanquis 4.24 from 10 reviews
Platinum Purchase Card
from TSB 3.52 from 8 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub