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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
93% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

Easy to apply and good customer service

5
When applying It was easy. I have bad credit and Zopa accepted me. I use the app to check my balance and make payments which is easy and to keep on top of spending. Reviewed on: 18th March 2021

Good service

5
Money goes fast when you pay payments to the account Reviewed on: 18th March 2021

Great credit card, lots of help and easy to use

5
Easiest app to navigate, always on hand and always tells you when something has changed. I have no complaints :) Reviewed on: 18th March 2021

Very helpful

5
Very helpful in easy to understand easy app to use Reviewed on: 18th March 2021

Zopa WOW

5
Fabulous card , great help when i needed it, App easy to use well worth it . Reviewed on: 18th March 2021

Mr

5
A Great company who provides an amazing chance to improve credit scores. Reviewed on: 18th March 2021

Very efficient

5
I've been with them a short time but I find them efficient and responsive Reviewed on: 18th March 2021

They have been a great service to me

5
They have helped me so much to make my credit score better thank you Zopa Reviewed on: 18th March 2021

Easy and Straightforward

5
Zopa have provided me with financial support when I needed it, the app has allowed me to keep track of my borrowing. Reviewed on: 18th March 2021

Amazing card

5
Beautifully blissful experience Reviewed on: 18th March 2021

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