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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44208 reviews)

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4.94

Based on 44,208 reviews, last reviewed 16th Apr 2026

70% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Excellent credit provider straight forward credit card banking Reviewed on: 16th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44208)

Great!

User friendly and great customer service. Spot on! Reviewed on: 26th January 2022

Brilliant bank

I have had no issues joining and staying with this bank. I highly recommend them! Reviewed on: 26th January 2022

Best card

I am happy with the entire process Reviewed on: 26th January 2022

Brilliant

Very good service thanks u very much Reviewed on: 26th January 2022

Happy

I’m very happy with Zopa credit card, is easy, faster and very useful for different types of options during the day. I’m honestly happy… Reviewed on: 26th January 2022

Mr Derek Hollis

Easy to use and kept up to date with any news via the App Reviewed on: 26th January 2022

Great credit card

Easy to set up. Easy to manage, great app Reviewed on: 26th January 2022

GREAT PROVIDER

Zopa have a great app, very easy to use,great customer service, absolutely brilliant Reviewed on: 26th January 2022

Zopa

Zopa is a great credit card, good customer service and lots of help and information at hand Reviewed on: 26th January 2022

Great card very helpful

Great team and great card well done guys Reviewed on: 26th January 2022

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