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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

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4.93

Based on 40,270 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Excellent service

Quick easy application. Easy application to use. Clear information. Straight forward to download app. Reviewed on: 18th March 2021

Easy to apply and good customer service

When applying It was easy. I have bad credit and Zopa accepted me. I use the app to check my balance and make payments which is easy and to keep on top of spending. Reviewed on: 18th March 2021

Good service

Money goes fast when you pay payments to the account Reviewed on: 18th March 2021

Great credit card, lots of help and easy to use

Easiest app to navigate, always on hand and always tells you when something has changed. I have no complaints :) Reviewed on: 18th March 2021

Very helpful

Very helpful in easy to understand easy app to use Reviewed on: 18th March 2021

Zopa WOW

Fabulous card , great help when i needed it, App easy to use well worth it . Reviewed on: 18th March 2021

Mr

A Great company who provides an amazing chance to improve credit scores. Reviewed on: 18th March 2021

Very efficient

I've been with them a short time but I find them efficient and responsive Reviewed on: 18th March 2021

They have been a great service to me

They have helped me so much to make my credit score better thank you Zopa Reviewed on: 18th March 2021

Easy and Straightforward

Zopa have provided me with financial support when I needed it, the app has allowed me to keep track of my borrowing. Reviewed on: 18th March 2021

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