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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

Everything to hand at the simple use of an app

5
The app is so easy to use!! Instant notifications and updates! Great customer service! Reviewed on: 18th March 2021

Card holder 3920, swift response on your application, your queries and correspondence are looked into when dealing with zopa customer care team, the online chat are responded to very quickly, the online chat conversation is emailed to you.

5
My experience dealing with Zopa has been great, I’ve not had any problems since becoming a customer of Zopa, and I had a wonderful experience with one of their customer care representative a few weeks ago, so overall BRILLIANT. Reviewed on: 18th March 2021

Good card

5
Keep me well informed like how my payments are instant and I receive updates instantly good sevice Reviewed on: 18th March 2021

Good deal

5
A good card for anyone to have easy to apply for. Reviewed on: 18th March 2021

Great company, amazing experience

5
Very easy to use! Reasonable credit limits easy to stay on the track Reviewed on: 18th March 2021

The future of credit cards.

5
Payments show up within minutes, easy to use app, get pin from app, no foreign fees. I love this card! Reviewed on: 18th March 2021

Reliability

5
Website good, service excellent Reviewed on: 18th March 2021

Brilliant service

5
Very easy to apply, friendly efficient staff Reviewed on: 18th March 2021

Making credit easy

5
A great app and easy to use. Flexible credit at your fingertips. Reviewed on: 18th March 2021

Excellent service

5
Quick easy application. Easy application to use. Clear information. Straight forward to download app. Reviewed on: 18th March 2021

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