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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,235 reviews, last reviewed 16th Apr 2026
71% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The credit card came quickly never had any problems... The credit card came quickly never had any problems and minimum payment is good Reviewed on: 16th April 2026
Elaine H's avatar
Elaine H

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44235)

Fab

5
Quick and easy to apply and hassle free reminder for payments great service Reviewed on: 26th January 2022
Katrina Obrien 's avatar
Katrina Obrien

I'm very happy and would recommended to anybody

5
I'm very happy and I have no complaints at all Reviewed on: 26th January 2022
Calvern Edwards 's avatar
Calvern Edwards

Easy to use

5
Love the online app do you can keep eye on your balance and make payments Reviewed on: 26th January 2022
Janet Oxborrow's avatar
Janet Oxborrow

Very good well recommended

5
Had a great experience with all and well recommended Reviewed on: 26th January 2022
William 's avatar
William

Great credit card

5
Great credit card when you need it... Reviewed on: 26th January 2022
lynn boyle's avatar
lynn boyle

Factually very clear and straight forward to deal with

5
I was looking for a credit card to help repair my credit rating and assisted in managing my finances. Linked with the smart app I’m always in control which helps with my payments and budgeting Reviewed on: 26th January 2022
Eddie Ireland's avatar
Eddie Ireland

Excellent

5
So easy to use ,each time I’ve used it no hassle and paying it back is so easy Reviewed on: 26th January 2022
Paula's avatar
Paula

Amazing

5
Absolutely amazing I will recommend to everyone Reviewed on: 26th January 2022
Adam 's avatar
Adam

Very satisfied

4
Easy to use and straight forward Reviewed on: 26th January 2022
Agnieszka's avatar
Agnieszka

Love Zopa

5
Very straight forward and easy to use Reviewed on: 26th January 2022
Shawndell Barker's avatar
Shawndell Barker

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