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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44328 reviews)

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4.94

Based on 44,328 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good customer service, Good customer service, good listening. Attend to carefully Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44328)

Mr scott wooddeson

It’s simply amazing, very helpful, in a time of need when I was struggling I applied for Zopa & without any doubt they helped straight away. I’m very greatful Reviewed on: 26th January 2022

Fantastic service, great card to build credit!

Took this card to build my credit up, brilliant customer service, easy payments! Reviewed on: 26th January 2022

Outstanding

I have used Sterling bank credit card both local and international and I haven't seen any bank card that can match the values and quality it's gives. Not to mention putting customer first in the design , sale and administration of their card. It's truly a compelling service for me, my family and friends. I strongly back up my vote for sterling back card as the best ever and the most reliable, dependable bank in history . Reviewed on: 26th January 2022

Easy to use app and excellent customer service

When I applied for this credit card it was easy and quick to find out if I was eligible! When knowing i was getting my card the app was easy to use and helped with registering the card too class app and when talk to staff they have amazing customer service on the phone! Reviewed on: 26th January 2022

Excellent

Great service, clear communication very straightforward with no added pressures. Reviewed on: 26th January 2022

Great

Excellent service great service Reviewed on: 26th January 2022

Good service

Zopa is well placed in the banking industry because of their quality services. I highly recommend Zopa Reviewed on: 26th January 2022

I recommend you get this card

This card will help you out when your in sticky situations thanks to zopa they help me out Reviewed on: 26th January 2022

Zopa - more like Super!

Easy to manage , great support, couldnt ask for a better card provider Reviewed on: 26th January 2022

Excellent company

Great app. Easy to keep check in spending and making quick online payments Reviewed on: 26th January 2022

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