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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy

Good banking and easy to use. Good updated software Reviewed on: 26th January 2022

Fantastic efficient Service

The onboarding process and online functionality was effortless and intuitive :-) Reviewed on: 26th January 2022

Amazing service

Fast, friendly and easy to use have not had a problem with the app great service to use. Reviewed on: 26th January 2022

Great credit card to have

Is convenient and a great credit card to have for emergencies Reviewed on: 26th January 2022

Excellent credit card

This credit card is so easy and simple to use, app is excellent and straight forward Reviewed on: 26th January 2022

The best

Easy to apply and the app itself is very handy and useful Reviewed on: 26th January 2022

The card that's made easy to use

Easy to set up.. Great staff always willing to help, just an all round good experience Reviewed on: 26th January 2022

The best!

They are the best! I have used they're services and i was very happy with them! They are great! Reviewed on: 26th January 2022

Amazing

Great customer services and great app Reviewed on: 26th January 2022

A senhaji

Good very interisting easy and profetionel custum servise beast ever Reviewed on: 26th January 2022

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