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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44328 reviews)

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4.94

Based on 44,328 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good customer service, Good customer service, good listening. Attend to carefully Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44328)

Fast, friendly and efficient service. My favourite card.

My application was approved within days, and I received my card with a £500 credit limit by return post. Works wherever Mastercard is accepted. Reviewed on: 26th January 2022

Helpful when needed

Good point of contact and quick to resolve issues Reviewed on: 26th January 2022

So quick and easy

So quick and easy to set up, great customer service and support. Brilliant app Reviewed on: 26th January 2022

Zopa credit card

Zopa are very helpful and the credit card is easy too use and their is a lot of info too explaining how best too control your finances with easy payment schemes Reviewed on: 26th January 2022

Fantastic service

Such a fantastic service, easy to use and faultless, very happy customer Reviewed on: 26th January 2022

Best overall experience

For anyone interested in a credit card Zopa is the best Reviewed on: 26th January 2022

Great for credit building

Great card for building your credit , low limit to start makes it easy and app is great Reviewed on: 26th January 2022

Perfect clarification on everything

They are very clear from start to finish well done and thank you Reviewed on: 26th January 2022

Great

Overall great, no problems so far. The app is useful for keeping on track, statements are nice and clear. Reviewed on: 26th January 2022

New way of doing things

Straight forward and easy to deal with,would recommand zopa Reviewed on: 26th January 2022

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