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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Good bank

5
This is a good bank.I am just arrive uk 1 year,my credit score is very bad,but zopa still above credit card for me.Help me bill up my credit score. I think it should be world of the bank. Reviewed on: 26th January 2022
ray0213's avatar
ray0213

Great company

5
Zopa is my first credit card I’ve taken out as I’m still young, they were quick and efficient with my application and accepted straight away. Their app is very straightforward and allows you to make payments when you wish, view your pin, see transaction which I think makes it overall an easy and efficient experience to use Reviewed on: 26th January 2022
Karli's avatar
Karli

Was very helpful when I'm struggling fi

5
Helpful in stressed times and very quick when I needed money I recommend this to everyone Reviewed on: 26th January 2022
kevin. khakh singh,Khakh's avatar
kevin. khakh singh,Khakh

Easy

5
Negy quick abd easy ti use especially the app great compony Reviewed on: 26th January 2022
Mf386@cam.ac.uk 's avatar
[email protected]

The best

5
The best for me… thank you very much for opportunity I have Reviewed on: 26th January 2022
Leandra Rusafa's avatar
Leandra Rusafa

Updated regularly and very easy to use

5
Although I don't use the card very often it is nice to have and very easy to use and understand Reviewed on: 26th January 2022
steve puncher's avatar
steve puncher

Superp

5
Even if you on IVA toy can get credit card, nice! Reviewed on: 26th January 2022
Andris Vacmanis's avatar
Andris Vacmanis

Very easy and accessible to use

5
Easy, quick and simple to understand and use, excellent! Reviewed on: 26th January 2022
matt arrowsmith's avatar
matt arrowsmith

Giving me a chance

5
I recently moved to the UK but with no credit it was impossible to get a card, Zopa gave me access to that and is allowing me to grow my profile Reviewed on: 26th January 2022
kevin hoff's avatar
kevin hoff

So easy to use!

5
The account was easy to set up & use. App is really clean & simple! Reviewed on: 26th January 2022
KA's avatar
KA

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