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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Amazing company

5
Best company I’ve used by far. I would recommend. Reviewed on: 26th January 2022
james dolan's avatar
james dolan

Excellent service

5
excellent services . I recommend it to everyone especially for people with family members abroad Reviewed on: 26th January 2022
Ney Santos's avatar
Ney Santos

Superb service and easy to use app.

5
Very easy to use the app and clearly laid out. Wish all credit cards were this simple with great customer service. Thanks Zopa !! Reviewed on: 26th January 2022
marcos delatorre's avatar
marcos delatorre

Great company, amazing app

5
They make it so easy to track spending, use your card and manage your money - best credit card provider by a mile. Reviewed on: 26th January 2022
David's avatar
David

A* customer service

5
Fantastic card which has helped me when I was in trouble to sort my finances and increase my credit rating without tempting my spendaholic personality Reviewed on: 26th January 2022
Paul Crosskill's avatar
Paul Crosskill

The best bank

5
I have really good experience with this bank account and it’s so easy to use Reviewed on: 26th January 2022
icle iclezan's avatar
icle iclezan

Simple and very easy to use

5
Never had a problem using Zopa. Everything is clear and easy to use the app. Great rates. Reviewed on: 26th January 2022
Leanne's avatar
Leanne

Excellent service

5
It is good.I like to use this credit card Reviewed on: 26th January 2022
Saikumar Reddy Thotapally's avatar
Saikumar Reddy Thotapally

Zopa , Quick and Instant

5
Applied for Zopa credit card and got excepted straight away! Fast and reliable Reviewed on: 26th January 2022
x7xdandanx7x@hotmail.co.uk's avatar
[email protected]

Great overall

4
Good to help build your credit. Reviewed on: 26th January 2022
Michelle Bailey's avatar
Michelle Bailey

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