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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service love the APP

Everything is so easy to use great bank Reviewed on: 26th January 2022

Amazing service

Actually I was trouble in money as u can see what Zopa help me to sort things out and I m on track , I just want to tell amazing service very helpful Reviewed on: 26th January 2022

Easy to use

Great service easy to use on app no problems and fair repayments 5 stars Reviewed on: 26th January 2022

The easiest of them all!

I’ve been with online banks for a while now and Zopa did not disappointed from day one. Service has been great so far. Agile and straightforward, which is everything you need in the busy times we live in. Reviewed on: 26th January 2022

Brilliant

Really easy application easy to use card and instant access to your account via the app Reviewed on: 26th January 2022

Transparent and clear.

I been with the bank for 3 months and find them to be very transparent and clear. All important information at your finger tip given in the app. I am very happy with their services. Reviewed on: 26th January 2022

Great

Very good and very helpful. . Great customer service. Reviewed on: 26th January 2022

Its an alright card

Not had any issues using my card Reviewed on: 26th January 2022

The app is so easy love it

The app is so easy to use No charge to abroad That is the best thing ever 4 me Reviewed on: 26th January 2022

Super zopa

Best credit card about simple to use excellent app excellent customer service 5 star Reviewed on: 26th January 2022

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