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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Outstanding

Couldn’t ask for more great customer service Reviewed on: 26th January 2022

Great credit card complimented with financial advice

I got my card to help improve my credit score and it has done just that. It also has a savings account option and advice to help save money with various bills. Reviewed on: 26th January 2022

Awesome company

Easy to use and have had no problems Reviewed on: 26th January 2022

Great service

Very helpful and reliable service you always know where stand they let you know when your payments are due and how much constantly updates on whether you can borrow more great Reviewed on: 26th January 2022

Amazing

The Zopa app is brilliant, so easy to use and easy to keep my eye on everything, no fuss so easy! Reviewed on: 26th January 2022

Fantastic service

Easy to use and great service. I like it’s all done via the app. Reviewed on: 26th January 2022

Good credit card provider

Simple card and easy to use app. Reviewed on: 26th January 2022

Great company. Helped me massively

This company accepted when everyone else said no, helped me massively Reviewed on: 26th January 2022

Excellent customer service

As a new customer I had a few teething problems,when I called customer services they helped me out. Reviewed on: 26th January 2022

Bank for the people

Never a issue great customer service the best credit card I have and a bank that really does say yes. Reviewed on: 26th January 2022

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