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Zopa: Credit card reviews

4.94
Based on 44,330 reviews, last reviewed 18th Apr 2026
44% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always fantastic always receive excellent support Always fantastic always receive excellent support Reviewed on: 18th April 2026
Debbie branch's avatar
Debbie branch

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44330)

The app is so easy love it

5
The app is so easy to use No charge to abroad That is the best thing ever 4 me Reviewed on: 26th January 2022

Super zopa

5
Best credit card about simple to use excellent app excellent customer service 5 star Reviewed on: 26th January 2022

Amazing company

5
Best company I’ve used by far. I would recommend. Reviewed on: 26th January 2022

Excellent service

5
excellent services . I recommend it to everyone especially for people with family members abroad Reviewed on: 26th January 2022

Superb service and easy to use app.

5
Very easy to use the app and clearly laid out. Wish all credit cards were this simple with great customer service. Thanks Zopa !! Reviewed on: 26th January 2022

Great company, amazing app

5
They make it so easy to track spending, use your card and manage your money - best credit card provider by a mile. Reviewed on: 26th January 2022

A* customer service

5
Fantastic card which has helped me when I was in trouble to sort my finances and increase my credit rating without tempting my spendaholic personality Reviewed on: 26th January 2022

The best bank

5
I have really good experience with this bank account and it’s so easy to use Reviewed on: 26th January 2022

Simple and very easy to use

5
Never had a problem using Zopa. Everything is clear and easy to use the app. Great rates. Reviewed on: 26th January 2022

Excellent service

5
It is good.I like to use this credit card Reviewed on: 26th January 2022

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