Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

So helpful

Easy navigation of app. Easy set up and application. Always give statements in due time Reviewed on: 26th January 2022

Quick response

Easy to use…. Good interest rate.. Reviewed on: 26th January 2022

Fantastic service and company

Fantastic service, great updates, I couldn’t recommend enough! Reviewed on: 26th January 2022

Fantastic so easy to use and pay bill brilliant stuff

Very easy app Easy to use Great card fantastic brilliant So easy to pay bill too.. Excellent card Reviewed on: 26th January 2022

Great

Very good and easy to set up when u r trying to improve your credit score Reviewed on: 26th January 2022

Great customer service

Brilliant customer service very friendly staff would recommend to family and friends. Reviewed on: 26th January 2022

Nice rate and convenient

Just started with Zopa comfortable with them. Reviewed on: 26th January 2022

Helpful

When setting everything up I found people very friendly and helpful Reviewed on: 26th January 2022

Really easy banking

Would recommend hassle free banking Reviewed on: 26th January 2022

I would recommend zopa to everyone

Can't praise them high enough very professional and easy to use Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder card
from thimbl. 4.41 from 18 reviews
Credit Card
from Bank of China (UK) 4.12 from 2 reviews
Clear Rate Platinum Credit Card
from NatWest 3.90 from 21 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub