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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Nice rate and convenient

Just started with Zopa comfortable with them. Reviewed on: 26th January 2022

Helpful

When setting everything up I found people very friendly and helpful Reviewed on: 26th January 2022

Really easy banking

Would recommend hassle free banking Reviewed on: 26th January 2022

I would recommend zopa to everyone

Can't praise them high enough very professional and easy to use Reviewed on: 26th January 2022

Outstanding

Couldn’t ask for more great customer service Reviewed on: 26th January 2022

Great credit card complimented with financial advice

I got my card to help improve my credit score and it has done just that. It also has a savings account option and advice to help save money with various bills. Reviewed on: 26th January 2022

Awesome company

Easy to use and have had no problems Reviewed on: 26th January 2022

Great service

Very helpful and reliable service you always know where stand they let you know when your payments are due and how much constantly updates on whether you can borrow more great Reviewed on: 26th January 2022

Amazing

The Zopa app is brilliant, so easy to use and easy to keep my eye on everything, no fuss so easy! Reviewed on: 26th January 2022

Fantastic service

Easy to use and great service. I like it’s all done via the app. Reviewed on: 26th January 2022

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