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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service and great app

Not had the account long but very happy with it up to now Reviewed on: 26th January 2022

So simple

So simple to apply and use. The app is bang up to date with everything you would expect in 2022 Reviewed on: 26th January 2022

Very handy tool

Easy to use and Transparent to check your usage Reviewed on: 26th January 2022

Best service

Very good service and efficient delivery on service Reviewed on: 26th January 2022

User friendly

The perfect card when travelling Reviewed on: 26th January 2022

Really great support as a bank

I had so many times when I need it help with shopping and build a nice credit and this is the right bank for me thanks to the Zopa Bank! Great and lovely support! Reviewed on: 26th January 2022

Brilliant service

Very good customer service and friendly staff Reviewed on: 26th January 2022

Easy to use

Easy to use,simple to keep on top of ur ins and outs Reviewed on: 26th January 2022

Great service

Great service, easy to use app and always keep you upto date with information relating to your account. Reviewed on: 26th January 2022

Great little credit card

They have you in mind every step of the way. Love them. Reviewed on: 26th January 2022

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