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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Brilliant service

Very good customer service and friendly staff Reviewed on: 26th January 2022

Easy to use

Easy to use,simple to keep on top of ur ins and outs Reviewed on: 26th January 2022

Great service

Great service, easy to use app and always keep you upto date with information relating to your account. Reviewed on: 26th January 2022

Great little credit card

They have you in mind every step of the way. Love them. Reviewed on: 26th January 2022

So helpful

Easy navigation of app. Easy set up and application. Always give statements in due time Reviewed on: 26th January 2022

Quick response

Easy to use…. Good interest rate.. Reviewed on: 26th January 2022

Fantastic service and company

Fantastic service, great updates, I couldn’t recommend enough! Reviewed on: 26th January 2022

Fantastic so easy to use and pay bill brilliant stuff

Very easy app Easy to use Great card fantastic brilliant So easy to pay bill too.. Excellent card Reviewed on: 26th January 2022

Great

Very good and easy to set up when u r trying to improve your credit score Reviewed on: 26th January 2022

Great customer service

Brilliant customer service very friendly staff would recommend to family and friends. Reviewed on: 26th January 2022

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