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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant credit company

So far i have had a top experience. Everything, including the app has been simple and easy to manage. Thanks Reviewed on: 26th January 2022

Great service and easy to use app

When I first joined I had problem loading app your team were great Reviewed on: 26th January 2022

Excellent service

Around amazing and excellent service to their customers Reviewed on: 26th January 2022

Very Good Service

The service is excellent and online Reviewed on: 26th January 2022

Fantastic to be part of Zopa

its a pleasure to deal with anyone at Zopa Reviewed on: 26th January 2022

Best deal

Very good customers service and clear communication Reviewed on: 26th January 2022

When I deposit, my card is charged quickly and I buy easily.

When I deposit, my card is charged quickly and I buy easily. Reviewed on: 26th January 2022

In control

The card and app work well to keep you completely up to date on your spending and is very easy to set up and use Reviewed on: 26th January 2022

Amazing

Very nice credit card Very quick paiments end easy to use Reviewed on: 26th January 2022

Great personal service

I rate Zopa the best card around.help centre is amazing with any problems and website it’s the best around Reviewed on: 26th January 2022

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