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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

When I deposit, my card is charged quickly and I buy easily.

When I deposit, my card is charged quickly and I buy easily. Reviewed on: 26th January 2022

In control

The card and app work well to keep you completely up to date on your spending and is very easy to set up and use Reviewed on: 26th January 2022

Amazing

Very nice credit card Very quick paiments end easy to use Reviewed on: 26th January 2022

Great personal service

I rate Zopa the best card around.help centre is amazing with any problems and website it’s the best around Reviewed on: 26th January 2022

Zopa credit card

Very very easy to use app makes this credit card one of the best to use! Reviewed on: 26th January 2022

Easy and best app!

Zopa makes my banking really easy than other banks. It’s wanted I needed from banking company. Reviewed on: 26th January 2022

Very efficient

Very efficient and easy to use as well as secured security features when login into your on line account. Reviewed on: 26th January 2022

Really good

Really helpful always there when I need it easy to talk to Great company Reviewed on: 26th January 2022

Great company to deal with

A great company to deal with and I highly recommend it. Reviewed on: 26th January 2022

Excellent

Fantastic they was the only ones who helped me out with credit wen needed i come out of work after 21 years n these were the only ones wantting to help bring my credit rating up Reviewed on: 26th January 2022

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