Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44348)

Fantastic card

5
Really easy to apply and set up on the app even better . Reviewed on: 26th January 2022
Anne clements's avatar
Anne clements

A Great One

5
It’s a great experience and I’m happy to be their customer. Reviewed on: 26th January 2022
Barry White's avatar
Barry White

Very straightforward

5
I have a really nice experience with Zopa regarding how alerts are sent for any transaction and also whenever a payment is made it reflects straight on in my account.Brilliant credit card provider Reviewed on: 26th January 2022
Ebrima Jallow's avatar
Ebrima Jallow

Great card

5
Great card to have perfect if you need some short term cash Reviewed on: 26th January 2022
Charlotte Robertson's avatar
Charlotte Robertson

Beautiful

5
Perfect Banking everything will be better with you now Reviewed on: 26th January 2022
TANER YONAR's avatar
TANER YONAR

Great service

5
Great service,Great card. The updates are very helpful too. Reviewed on: 26th January 2022
Jay Lonsdale's avatar
Jay Lonsdale

Great card

5
Good card goid communication regular updates Reviewed on: 26th January 2022
Julie's avatar
Julie

Easy to use

5
Quick application, good notifications Reviewed on: 26th January 2022
Jb's avatar
Jb

Awesome

5
Helpful and affordable 10 out of 10 Reviewed on: 26th January 2022
Philip perry's avatar
Philip perry

Great company for credit starter's

5
Great experience just that it's the thinnest credit limit Reviewed on: 26th January 2022
Prince Ohiagba's avatar
Prince Ohiagba

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69091 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill