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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Great card

Good card goid communication regular updates Reviewed on: 26th January 2022

Easy to use

Quick application, good notifications Reviewed on: 26th January 2022

Awesome

Helpful and affordable 10 out of 10 Reviewed on: 26th January 2022

Great company for credit starter's

Great experience just that it's the thinnest credit limit Reviewed on: 26th January 2022

Brilliant credit company

So far i have had a top experience. Everything, including the app has been simple and easy to manage. Thanks Reviewed on: 26th January 2022

Great service and easy to use app

When I first joined I had problem loading app your team were great Reviewed on: 26th January 2022

Excellent service

Around amazing and excellent service to their customers Reviewed on: 26th January 2022

Very Good Service

The service is excellent and online Reviewed on: 26th January 2022

Fantastic to be part of Zopa

its a pleasure to deal with anyone at Zopa Reviewed on: 26th January 2022

Best deal

Very good customers service and clear communication Reviewed on: 26th January 2022

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