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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Professional compy

The company and staff are very professional and always make the customer feel welcomed and always try to give the customer the best deal possible and the online system is easy to use. Reviewed on: 26th January 2022

Excellent C.C

Very helpful, easy and fast services. I strongly recommend getting this C.C to every single one. Reviewed on: 26th January 2022

Sensible Lending

There app is second to none for managing your card & has really useful features like explaining how to improve your credit score. I’m especially impressed with the credit cushion which helps to not frivolously use all your available credit m. Reviewed on: 26th January 2022

Amazing

So simple but yet amazing experience! Genuine and appropriate lending! Wouldn’t recommend anyone else but Zopa!! Reviewed on: 26th January 2022

Excellent

It is a great way to boost you credit rating Reviewed on: 26th January 2022

Fantastic, easy to use and great interest rate

Zopa’s application process is super fast and easy. Would highly recommend! Reviewed on: 26th January 2022

Really easy to set up

I’ve been using Zopa for a few months and been really happy with the service and the easy to use app. Reviewed on: 26th January 2022

Zopa

It easy and they are friendly. Very professional Reviewed on: 26th January 2022

Easy to use and keep track of

Zopa is a really user friendly card. The app is easy to use and payments are clear to keep track of. Reviewed on: 26th January 2022

Best cresit card

Excellent service of zopa company and best offer Reviewed on: 26th January 2022

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