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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Really easy to set up

I’ve been using Zopa for a few months and been really happy with the service and the easy to use app. Reviewed on: 26th January 2022

Zopa

It easy and they are friendly. Very professional Reviewed on: 26th January 2022

Easy to use and keep track of

Zopa is a really user friendly card. The app is easy to use and payments are clear to keep track of. Reviewed on: 26th January 2022

Best cresit card

Excellent service of zopa company and best offer Reviewed on: 26th January 2022

Fantastic card

Really easy to apply and set up on the app even better . Reviewed on: 26th January 2022

A Great One

It’s a great experience and I’m happy to be their customer. Reviewed on: 26th January 2022

Very straightforward

I have a really nice experience with Zopa regarding how alerts are sent for any transaction and also whenever a payment is made it reflects straight on in my account.Brilliant credit card provider Reviewed on: 26th January 2022

Great card

Great card to have perfect if you need some short term cash Reviewed on: 26th January 2022

Beautiful

Perfect Banking everything will be better with you now Reviewed on: 26th January 2022

Great service

Great service,Great card. The updates are very helpful too. Reviewed on: 26th January 2022

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