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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic!

Really easy and simple to use! Enjoy using Zopa and won’t be going else where Reviewed on: 26th January 2022

Fantastic service and the app is easy to understand

Fantastic service. App very easy to understand. No problems at all Reviewed on: 26th January 2022

Its easy and perfect

I am very happy with zopa app its simple and i can reliable anytime i need Reviewed on: 26th January 2022

Great rates

Great rates great customer care everything simple Reviewed on: 26th January 2022

Very good and excellent

Good customer service and security service is good Reviewed on: 26th January 2022

The best credit card in the uk

I absolutely love Zopa! They approved me ever so quickly and the app is really easy to navigate, which I love! Allowing me to set up automatic payments without having to talk to customer service, what a blessing. I’m a really satisfied customer. Reviewed on: 26th January 2022

So easy to apply for and love the App

So easy to use and love the app Reviewed on: 26th January 2022

Perfect

Lovely this card is perfect for my emergency Reviewed on: 26th January 2022

Great card

Fab card for helping with credit building..app is so easy to understand...5 out of 5 for me Reviewed on: 26th January 2022

Great experience and very trustworthy

Have had a great experience! Zopa has been amazing since the start, very transparent and easy to understand. Great App and amazing customer service! Reviewed on: 26th January 2022

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