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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Credit building

The perfect card for someone who's want to build there credit score back up Reviewed on: 26th January 2022

A great modern banking experience

It’s equitable in its approach and the app is easy to use with great features. Pluses all around. Reviewed on: 26th January 2022

Excellent

It is very easy to apply and get approvel Reviewed on: 26th January 2022

Great Service

The service is so easy to use, I love the app as it allows me to track my spend, make payments and view all the details I need without having to phone/go on a website Reviewed on: 26th January 2022

I recommend

Very good service clear conditions Reviewed on: 26th January 2022

Good company low interest , customer service is great

My experience has been good the customer service is great Reviewed on: 26th January 2022

Good brand

Easy to apply and get, but took me a while to get used to the app Reviewed on: 26th January 2022

Easy to use

Great card company, the app is very simple and easy to use. Reviewed on: 26th January 2022

Great credit card company

Never had any issues. Easy application and easy communication throughout Reviewed on: 26th January 2022

Easy to set up easy to use with the app

I felt it was very easy to use and find help using the app and helped me keep track of my credit card Reviewed on: 26th January 2022

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