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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Perfect service

5
Easy to use simple perfect would definitely recommend this card and provider to anyone regardless of there credit situations Bryan Reviewed on: 26th January 2022
Bryan 's avatar
Bryan

easy as 1 2 3

5
quick and easy site that makes you feel at home with their friendliness and helps you keep a track on things very easily Reviewed on: 26th January 2022
Theresa Tinkytee Holmes's avatar
Theresa Tinkytee Holmes

Best service of any card on the market

5
Everything is excellent, couldn’t wish for better Reviewed on: 26th January 2022
Andrew Chinn's avatar
Andrew Chinn

There when I needed them.

4
A good provider there when I needed them easy to use app. Everything is easy to understand. Reviewed on: 26th January 2022
Danny's avatar
Danny

Very good

5
Very good experience and would recommend Reviewed on: 26th January 2022
james.davidson20@hotmail.com's avatar
[email protected]

Excellent

5
Needed a card and this one came up trumps. Excellent service and backup from the company as well as the online statements and app. Would recommend to anyone. Reviewed on: 26th January 2022
Andrew Stone 's avatar
Andrew Stone

Very good

4
Good and easy to use the app also they give you offers on the app Reviewed on: 26th January 2022
Darren's avatar
Darren

Very good staff and card rates

5
Brilliant rates and credit lenders Reviewed on: 26th January 2022
sarbebbo@gmail.com's avatar
[email protected]

Excellent provider

5
Excellent provider and service. Easy to use app. Fresh and clean app. Reviewed on: 26th January 2022
Nick's avatar
Nick

Zopa

5
zopa has a app to make it easy to keep a track on your credit card spending,it also has within the app a link to see if you can save on energy bills,switch your broadband, smart saver account, borrowing power link to see what affects your eligibility to borrow. You can also talk to a agent on the app. I think being able to pay be bank transfer and through the app is good aswell as it clears your card balance quicker.i would recommend zopa to friends&family Reviewed on: 26th January 2022
david watson's avatar
david watson

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