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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Good brand

Easy to apply and get, but took me a while to get used to the app Reviewed on: 26th January 2022

Easy to use

Great card company, the app is very simple and easy to use. Reviewed on: 26th January 2022

Great credit card company

Never had any issues. Easy application and easy communication throughout Reviewed on: 26th January 2022

Easy to set up easy to use with the app

I felt it was very easy to use and find help using the app and helped me keep track of my credit card Reviewed on: 26th January 2022

Fantastic!

Really easy and simple to use! Enjoy using Zopa and won’t be going else where Reviewed on: 26th January 2022

Fantastic service and the app is easy to understand

Fantastic service. App very easy to understand. No problems at all Reviewed on: 26th January 2022

Its easy and perfect

I am very happy with zopa app its simple and i can reliable anytime i need Reviewed on: 26th January 2022

Great rates

Great rates great customer care everything simple Reviewed on: 26th January 2022

Very good and excellent

Good customer service and security service is good Reviewed on: 26th January 2022

The best credit card in the uk

I absolutely love Zopa! They approved me ever so quickly and the app is really easy to navigate, which I love! Allowing me to set up automatic payments without having to talk to customer service, what a blessing. I’m a really satisfied customer. Reviewed on: 26th January 2022

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