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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great card

Great card and services. Thank you. Reviewed on: 26th January 2022

Amazing credit card

It's so easy to use especially with the added usefulness of Google pay... The interest is decent! Would recommend to anyone who needs a convenient small amount limit. Reviewed on: 26th January 2022

Would definitely recommend

Very happy with all aspects of Zopa Reviewed on: 26th January 2022

Brilliant Company

Excellent credit card company helped me when no one else would thank you so much zopa keep up the good work Reviewed on: 26th January 2022

Brilliant

Absolutely fantastic, never had any issues, very happy with zopa card, great and easy to use their app as well Reviewed on: 26th January 2022

Brilliant service

Helped me out when I nobody else would, I really appreciate it and find them easy to use and have a brilliant service and system! Reviewed on: 26th January 2022

Simple and easy.

Simple to use website. Easy to understand. Reviewed on: 26th January 2022

Help to get back on the ladder

Excellent service .. easy to use app .. a good card to get you back in the ladder .. easy to pay .. and good APR .. Reviewed on: 26th January 2022

Fair and helpful

I was struggling with my mental health and got myself in a bit of debt However zopa was helpful assisting me with a repayment plan Reviewed on: 26th January 2022

Absolutely fantastic services.

Great services all around, easy to understand Informations. Reviewed on: 26th January 2022

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