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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Very good

Good and easy to use the app also they give you offers on the app Reviewed on: 26th January 2022

Very good staff and card rates

Brilliant rates and credit lenders Reviewed on: 26th January 2022

Excellent provider

Excellent provider and service. Easy to use app. Fresh and clean app. Reviewed on: 26th January 2022

Zopa

zopa has a app to make it easy to keep a track on your credit card spending,it also has within the app a link to see if you can save on energy bills,switch your broadband, smart saver account, borrowing power link to see what affects your eligibility to borrow. You can also talk to a agent on the app. I think being able to pay be bank transfer and through the app is good aswell as it clears your card balance quicker.i would recommend zopa to friends&family Reviewed on: 26th January 2022

Credit building

The perfect card for someone who's want to build there credit score back up Reviewed on: 26th January 2022

A great modern banking experience

It’s equitable in its approach and the app is easy to use with great features. Pluses all around. Reviewed on: 26th January 2022

Excellent

It is very easy to apply and get approvel Reviewed on: 26th January 2022

Great Service

The service is so easy to use, I love the app as it allows me to track my spend, make payments and view all the details I need without having to phone/go on a website Reviewed on: 26th January 2022

I recommend

Very good service clear conditions Reviewed on: 26th January 2022

Good company low interest , customer service is great

My experience has been good the customer service is great Reviewed on: 26th January 2022

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