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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Simple and easy.

Simple to use website. Easy to understand. Reviewed on: 26th January 2022

Help to get back on the ladder

Excellent service .. easy to use app .. a good card to get you back in the ladder .. easy to pay .. and good APR .. Reviewed on: 26th January 2022

Fair and helpful

I was struggling with my mental health and got myself in a bit of debt However zopa was helpful assisting me with a repayment plan Reviewed on: 26th January 2022

Absolutely fantastic services.

Great services all around, easy to understand Informations. Reviewed on: 26th January 2022

Perfect service

Easy to use simple perfect would definitely recommend this card and provider to anyone regardless of there credit situations Bryan Reviewed on: 26th January 2022

easy as 1 2 3

quick and easy site that makes you feel at home with their friendliness and helps you keep a track on things very easily Reviewed on: 26th January 2022

Best service of any card on the market

Everything is excellent, couldn’t wish for better Reviewed on: 26th January 2022

There when I needed them.

A good provider there when I needed them easy to use app. Everything is easy to understand. Reviewed on: 26th January 2022

Very good

Very good experience and would recommend Reviewed on: 26th January 2022

Excellent

Needed a card and this one came up trumps. Excellent service and backup from the company as well as the online statements and app. Would recommend to anyone. Reviewed on: 26th January 2022

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