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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service

This card has been a great service and has been a great thing for building my credit rating up Reviewed on: 26th January 2022

Highly recommended

Meets my needs the whole process from application to card possession was perfect Reviewed on: 26th January 2022

Simply the best

Zopa is my top ten, I have recommended them to all my friends and family. Communication and supporting the customers is very paramount to them. Reviewed on: 26th January 2022

Zoopa

Worry free bank. Easy access on line to view at any time Reviewed on: 26th January 2022

Supportive bank

It has been so easy managing this credit card because you are updated every time you use it and this helps you to keep a close eye on your spend. It’s been a completely easy experience all round Reviewed on: 26th January 2022

Quick and Fast

I have nothing to say bad about this Zopa and it’s very helpful Reviewed on: 26th January 2022

Great !

Zola is really easy to use and never let you down on the customer service thank you zopa. Reviewed on: 26th January 2022

Excellent service

My experience with zopa has been satisfactory, the professional service is second to none. I say this by reason of my experience Reviewed on: 26th January 2022

Great

Very easy app usage, nice statement. Good and easy help if needed Reviewed on: 26th January 2022

A HELP IN TOUGH TIMES

Amazing prompt, efficient service, with their credit card product helping me (with negligible credit) get over a difficult period. Reviewed on: 26th January 2022

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