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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Great !

Zola is really easy to use and never let you down on the customer service thank you zopa. Reviewed on: 26th January 2022

Excellent service

My experience with zopa has been satisfactory, the professional service is second to none. I say this by reason of my experience Reviewed on: 26th January 2022

Great

Very easy app usage, nice statement. Good and easy help if needed Reviewed on: 26th January 2022

A HELP IN TOUGH TIMES

Amazing prompt, efficient service, with their credit card product helping me (with negligible credit) get over a difficult period. Reviewed on: 26th January 2022

Great card

Great card and services. Thank you. Reviewed on: 26th January 2022

Amazing credit card

It's so easy to use especially with the added usefulness of Google pay... The interest is decent! Would recommend to anyone who needs a convenient small amount limit. Reviewed on: 26th January 2022

Would definitely recommend

Very happy with all aspects of Zopa Reviewed on: 26th January 2022

Brilliant Company

Excellent credit card company helped me when no one else would thank you so much zopa keep up the good work Reviewed on: 26th January 2022

Brilliant

Absolutely fantastic, never had any issues, very happy with zopa card, great and easy to use their app as well Reviewed on: 26th January 2022

Brilliant service

Helped me out when I nobody else would, I really appreciate it and find them easy to use and have a brilliant service and system! Reviewed on: 26th January 2022

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