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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service

Good service, great customer service! Reviewed on: 26th January 2022

Brilliant

Very good card good to raise credit rating Reviewed on: 26th January 2022

Very good

Excelente Y muy fácil , recomendado Reviewed on: 26th January 2022

Excellent

Love this cExcellent service with a an excellent app!ard and its ease of use. ... Reviewed on: 26th January 2022

The best of All

Zopa credit is awesome, have recommended few friends to sign up should the need arises. Reviewed on: 26th January 2022

Zopa

Easy to access through your phone. Reviewed on: 26th January 2022

Zoopa is brilliant

Very good experience with zoopa really look after you using the card is so easy Reviewed on: 26th January 2022

Wonderful

Amazing bank. I have no problem. Reviewed on: 26th January 2022

Fantastic

What a fantastic company. I have told all of my friends and family about the great product and service that I have received. Huge thanks to everyone #teamZopa Reviewed on: 26th January 2022

Great Credit Card for Starters

This was my first ever credit card as a young adult, just starting work and earning a sustainable income. It is easy to use, manager and pay off through and easy to use app and statement system. You couldn’t ask for anything more. Reviewed on: 26th January 2022

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