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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Great Service

Never had any issues with this credit card company! Easy to pay, easy to navigate on their app! No complaints :) Reviewed on: 26th January 2022

Perfect!

ZOPA is so friendly and easy to use! Reviewed on: 26th January 2022

Excellent Credit Card for building your credit!!!

I have tried a few different credit cards to try and improve my credit and also support me with managing my spending. Zopa have by far been the best, not only have I seen my credit score improve but I am managing my money better, using the alerts when I spend on the card which also helpfully, provides you with the remaining balance. Excellent card and would definitely recommend. Reviewed on: 26th January 2022

Best Credit Card

This is the best credit card that I've had Reviewed on: 26th January 2022

Great service

This card has been a great service and has been a great thing for building my credit rating up Reviewed on: 26th January 2022

Highly recommended

Meets my needs the whole process from application to card possession was perfect Reviewed on: 26th January 2022

Simply the best

Zopa is my top ten, I have recommended them to all my friends and family. Communication and supporting the customers is very paramount to them. Reviewed on: 26th January 2022

Zoopa

Worry free bank. Easy access on line to view at any time Reviewed on: 26th January 2022

Supportive bank

It has been so easy managing this credit card because you are updated every time you use it and this helps you to keep a close eye on your spend. It’s been a completely easy experience all round Reviewed on: 26th January 2022

Quick and Fast

I have nothing to say bad about this Zopa and it’s very helpful Reviewed on: 26th January 2022

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