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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,332 reviews, last reviewed 18th Apr 2026
40% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44332)

Zoopa is brilliant

5
Very good experience with zoopa really look after you using the card is so easy Reviewed on: 26th January 2022
marif2015@icloud.com's avatar
[email protected]

Wonderful

5
Amazing bank. I have no problem. Reviewed on: 26th January 2022
Linas Kumelis's avatar
Linas Kumelis

Fantastic

5
What a fantastic company. I have told all of my friends and family about the great product and service that I have received. Huge thanks to everyone #teamZopa Reviewed on: 26th January 2022
Paul 's avatar
Paul

Great Credit Card for Starters

4
This was my first ever credit card as a young adult, just starting work and earning a sustainable income. It is easy to use, manager and pay off through and easy to use app and statement system. You couldn’t ask for anything more. Reviewed on: 26th January 2022
EjMclaren's avatar
EjMclaren

They gave me a second chance

5
After making some bad financial decisions in the past i found it hard to find credit, but zopa gave me a chance and know im on track in rebuilding my credit score, also the app is easy, simple and helpful Reviewed on: 26th January 2022
Mark Smith's avatar
Mark Smith

Happy Card Happy Man

5
New to using zopa An very happy with it up to now No complaints from Me Reviewed on: 26th January 2022
Dave cross's avatar
Dave cross

Good clear app, able to read easy and find what you want

5
Prompt reply to any rnqui8. Just a great credit card all round. Reviewed on: 26th January 2022
Gayleen Bird 's avatar
Gayleen Bird

Very easy to keep track of sprnding

5
Excellent card to use, brilliant app, easy to track spending and payments Reviewed on: 26th January 2022
Kim Butcher's avatar
Kim Butcher

Great

5
This credit card is a great card an would highly recommend this to anyone. Reviewed on: 26th January 2022
Phil Burkhil's avatar
Phil Burkhil

Fantastic

5
Fantastic service, customer service also great, would highly recommend to friends and family Reviewed on: 26th January 2022
Laura's avatar
Laura

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