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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Excellent Experience

5
My experience with Zopa has been very pleasant and am happy to recommend Zopa to family and friends. Reviewed on: 26th January 2022
Ige Joseph Ekundayo 's avatar
Ige Joseph Ekundayo

Great experience

5
By keeping my limit low and manageable I have had a great experience with Zopa Reviewed on: 26th January 2022
Claire Barriball's avatar
Claire Barriball

Extremely likely

5
Zola's app is so user-friendly. Their contactless card is so easy to use; no glitches. Zopa provides you with your Account Statements/Balances almost in realtime and updates your account with your payments as soon as they are made. This helps you keep track of your expenditures and repayments. All power to Zopa! Reviewed on: 26th January 2022
Andrew Uzoka's avatar
Andrew Uzoka

Highly recommended

5
Best credit card provider so far. Reviewed on: 26th January 2022
Khurram butt's avatar
Khurram butt

Great card great ap friendly customer services to.

5
Zopa is my first credit card since I've paid off all my debt it works well for me the apps great and is highly recommended:) Reviewed on: 26th January 2022
Lewis Bealing's avatar
Lewis Bealing

Best credit card

5
Easy steps to apply. simple app and friendly staff Reviewed on: 26th January 2022
Sara seif el yazal 's avatar
Sara seif el yazal

Excellent

5
I love it life saver I strongly recommend to people who want money for their tough situations Reviewed on: 26th January 2022
VEERANKI GOPI's avatar
VEERANKI GOPI

Fantastic

5
A great way to build my credit score with a nice and easy application. Reviewed on: 26th January 2022
Tara Maria Clarke's avatar
Tara Maria Clarke

Best card

5
Great card for building your credit score Reviewed on: 26th January 2022
David 's avatar
David

Really good service

5
Have had no issues contacting or using zopa. Reviewed on: 26th January 2022
katelynkilpin@icloud.com's avatar
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