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Zopa: Credit card reviews

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4.94
Based on 44,332 reviews, last reviewed 18th Apr 2026
40% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44332)

Excellent

5
Very helpful helping bad credit customers with a second chance Reviewed on: 26th January 2022
Keith Watkins's avatar
Keith Watkins

Never thought I'd be approved!

5
I've been very unlucky in the past applying for any kind of credit... but with Zopa, i have an easily manageable balance, an app to make it easy to monitor and make additional payments change any details at any time, push notifications when I make a purchase... its great! Reviewed on: 26th January 2022
scully1986's avatar
scully1986

Wonderful team

5
It’s a Great Way to Build Credit & This is More Secure Than Carrying Cash Around Reviewed on: 26th January 2022
sarah's avatar
sarah

Quick response

5
Amazing! Applied within some few minutes and my application got approved. So far so good. Reviewed on: 26th January 2022
Maxwell Addo Koranchie 's avatar
Maxwell Addo Koranchie

Great service

5
Good service, great customer service! Reviewed on: 26th January 2022
Borbala Isidahomen's avatar
Borbala Isidahomen

Brilliant

4
Very good card good to raise credit rating Reviewed on: 26th January 2022
Hafiz's avatar
Hafiz

Very good

5
Excelente Y muy fácil , recomendado Reviewed on: 26th January 2022
Miller Carranza avalos's avatar
Miller Carranza avalos

Excellent

3
Love this cExcellent service with a an excellent app!ard and its ease of use. ... Reviewed on: 26th January 2022
Zarko Lalov's avatar
Zarko Lalov

The best of All

5
Zopa credit is awesome, have recommended few friends to sign up should the need arises. Reviewed on: 26th January 2022
Victor Tsidi's avatar
Victor Tsidi

Zopa

4
Easy to access through your phone. Reviewed on: 26th January 2022
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Anonymous

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