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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Super zopa

Excellent service One of the best cards around and the app is easy to navigate Would highly recommend Cannot fault at all 100 stars Reviewed on: 26th January 2022

Happy customer

Only company that risk giving me credit they were very helpful Reviewed on: 26th January 2022

An excellent experience

Registering and the application process was quite straightforward and fast, no issues with the service and everything has been communicated well Reviewed on: 26th January 2022

Brilliant service

From the very beginning Zopa made the application process very user friendly and during my time with Zopa they are always on hand to help and support.. Reviewed on: 26th January 2022

Very easy

Good and fast to use, notifys very early for the payment due. Never last on payments. Reviewed on: 26th January 2022

Excellent card

I applied for this card and everything was so easy. The app is great and the card is easy to use. Reviewed on: 26th January 2022

Zopa Bank Award Review

I have found Zopa to be Helpful , Easy to Use and at a Very Reasonable Cost ! Reviewed on: 26th January 2022

Perfect credit card

Easy to get and simply to use Zopa the best you can get !!! Reviewed on: 26th January 2022

Favourite credit company

After a few months of paying on time my credit limit was increased. I love this bank Reviewed on: 26th January 2022

very quick and efficient and very helpful

very quick and efficient and very helpful with any request i made, the app is very useful and easy to use, overall a great company Reviewed on: 26th January 2022

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