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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,332 reviews, last reviewed 18th Apr 2026
40% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44332)

Excellent

5
I love it life saver I strongly recommend to people who want money for their tough situations Reviewed on: 26th January 2022
VEERANKI GOPI's avatar
VEERANKI GOPI

Fantastic

5
A great way to build my credit score with a nice and easy application. Reviewed on: 26th January 2022
Tara Maria Clarke's avatar
Tara Maria Clarke

Best card

5
Great card for building your credit score Reviewed on: 26th January 2022
David 's avatar
David

Really good service

5
Have had no issues contacting or using zopa. Reviewed on: 26th January 2022
katelynkilpin@icloud.com's avatar
[email protected]

Simple

5
Everything about their credit card and app is simple to use and your account seems very secure and safe Reviewed on: 26th January 2022
Paul brown's avatar
Paul brown

Easy to use, helpful

5
Easy to apply and use. App is easy to send money onto the card and monthly payments are arranged. Reviewed on: 26th January 2022
Lisa's avatar
Lisa

Really good service

5
Since being with Zopa I’ve had no problem which is really good with a credit card company! No issues Reviewed on: 26th January 2022
Stephanie 's avatar
Stephanie

Great service and easy to understand banking app

5
Been with zopa for about 5 months and never had any issues great app easy to set things up Reviewed on: 26th January 2022
Paul Simmonds's avatar
Paul Simmonds

Excellent Bank

5
Good customer services, friendly Reviewed on: 26th January 2022
Adil Mohamed's avatar
Adil Mohamed

Excellent service

5
App is so simple to use you are in control at all times Reviewed on: 26th January 2022
Kevin's avatar
Kevin

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